How can I get an Opensky credit limit increase? This question is about the OpenSky® Secured Visa® Credit Card

You can get a OpenSky credit limit increase by requesting it through your online account and if approved, adding more funds to your security deposit. OpenSky does give credit limit increases, but you must request them. How to Get an OpenSky Credit Limit Increase Log in to your OpenSky online account. Choose the "Request Credit Line Increase" option in the "Account Services" section. Submit your request. If approved, you’ll receive an approval letter with instructions on how to add to your security deposit in order to increase your credit limit. You can also call the OpenSky customer service department at (800) 859-6412 for more information and eligibility criteria for credit limit increases.

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How can I get an Opensky credit limit increase?

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This question is about the OpenSky® Secured Visa® Credit Card

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@WalletHub • 11/24/21 This answer was first published on 11/06/17 and it was last updated on 11/24/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can get a OpenSky credit limit increase by requesting it through your online account and if approved, adding more funds to your security deposit. OpenSky does give credit limit increases, but you must request them.

How to Get an OpenSky Credit Limit Increase

Log in to your OpenSky online account.
Choose the "Request Credit Line Increase" option in the "Account Services" section.
Submit your request.
If approved, you’ll receive an approval letter with instructions on how to add to your security deposit in order to increase your credit limit.

You can also call the OpenSky customer service department at (800) 859-6412 for more information and eligibility criteria for credit limit increases.

Can I get a credit limit increase without asking?

Yes, it’s possible to get a credit limit increase without asking, typically after 6-12 consecutive months of on-time bill payments with a new credit card account. Credit card companies need evidence that you can handle your current spending limit responsibly before giving you the ability to borrow more.

Creditors will review your credit, income, and payment history on a regular basis moving forward. If they feel you can afford an increase and refrain from abusing the...

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How can I pay my OpenSky security deposit?

You can fund your Opensky security deposit right away using your debit card. You will be asked for your debit card information on your application.

Your other options include wire transfer, sending the funds through Western Union, or mailing a check or money order within 60 days of the application date.

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What's the OpenSky Secured Visa card credit limit?

The OpenSky credit limit is the amount of your security deposit, which is $200 at a minimum. More specifically, you’re required to put down at least a $200 deposit to open the account.

It’s also important to know that OpenSky has a $35 annual fee, which will reduce your initial available credit.

Lastly, keep in mind that your starting credit limit doesn’t have to be your credit line forever. You can increase your credit limit by...

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