Maria Adams, Credit Cards Moderator
@m_adams
No, you cannot usually pay a credit card with a debit card, at least not directly. However, you can pay a credit card with the bank account that your debit card is linked to, by doing an electronic transfer. Whichever way you choose to pay your credit card bill (online, over the phone, or by mail) there is usually no option to enter any kind of card information as a payment method. That’s among the reasons why you can’t pay one credit card’s bill with another credit card, either.
How to Make a Credit Card Payment from Your Bank Account
To pay your credit card bill using the checking/savings account linked to your debit card, you’ll usually need to enter information like the account number and routing number for your checking or savings account. This is the most common way people pay their credit card bills, and it lets you take the money straight from your bank account and apply it to your bill.
Once you’ve entered the info for the account that you’d like the money to come from, you can usually save that for next time so you don’t have to manually enter it every month. You can also set up automatic bill payments, so that money is withdrawn from your account to pay your credit card bill on the same date each month.
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People also ask
How can I pay my Capital One credit card with a debit card?
Yes, you can pay your Capital One credit card with a debit card, just not directly. You may use a checking or savings account to pay online or over the phone.
For phone payments, call the number on the back of your card, then verify the name on the account, along with the address and the last four digits of your Social Security number. Next, provide your checking/savings account information. You will also need the routing number...
read full answer by Ashley Wade, WalletHub AnalystCan you pay a credit card with a credit card?
It is possible to pay a credit card with a credit card by doing a balance transfer or a cash advance, for example, but you cannot make a credit card the regular payment method for another credit card account. Accepted payment methods for monthly credit card bills generally include bank transfers, checks, and money orders.
You cannot consistently pay a credit card bill with another credit card for several reasons. First, credit card companies...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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@poohbearjm2001: Unfortunately, Capital One will no longer accept debit card payments on credit cards. I tried their website and calling them yesterday on the phone. They say they will no longer accept payments with a debit card.
@LoadedProf: Thanks for the info. I've got a Costco Citi card and didn't know I could use my rewards debit card to pay the bill. I guess I'll need to schedule a reminder to call and do it over the phone.
You can also pay for Walmart and Target credit cards in-store with a debit card. And some Capital One credit cards can also be paid in-app with a debit card. I also pay my Costco Citi Visa with a debit card on the phone. If you have a cash back debit card, you'll be double-dipping on rewards/cash-back. I wonder why most websites that seek to maximize rewards never talk about this.