John Miller, Credit Cards Moderator
@john_miller
You can get your PNC Bank credit card late fee waived by calling customer service at (800) 558-8472 and speaking to a representative. Whether they will waive a late payment fee or not will most likely depend on your payment history, your relationship with the company, and your overall creditworthiness.
Steps You Can Take to Get a PNC Bank Credit Card Late Payment Fee Waived
- Act Quickly. As soon as you realize you've missed a payment, contact PNC Bank. The sooner you address the issue, the better your chances of getting the fee waived.
- Explain the Situation. If you have a valid reason for missing the payment, such as a medical emergency, financial hardship, or a mistake, explain it to the customer service representative.
- Highlight Your Good Payment History. If you have a history of making on-time payments and have been a loyal customer, mention this. PNC Bank may be more willing to cooperate if you have a good history with them.
- Don’t Give Up Immediately. If the representative you're speaking with can't or won't help, ask to speak with a supervisor or a manager. Sometimes, higher-ranking employees have more authority to make exceptions.
If your late payment was due to forgetfulness, consider setting up automatic payments for your PNC Bank credit card. This way, your payments will be made on time and you won’t get hit with any more late payment fees. You can set-up automatic payments from your PNC Bank online account or over the phone at (800) 558-8472.
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read full answer by Robert Sambrick, WalletHub AnalystHow can I get a late fee waived on my credit card?
You can often get a late fee waived on your credit card by simply contacting your credit card’s issuer and asking for the fee to be waived. According to a WalletHub survey, 41% of people who’ve asked a credit card company for a fee waiver were ultimately given one. While there is no guarantee that your credit card issuer will grant your request, calling to ask is worth a try.
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