Chip Lupo, Credit Card Writer
@CLoop
PNC Bank cardholders cannot transfer points to travel partners such as hotels or airlines. Instead of transferring points, PNC Bank cardholders can redeem points for travel through the PNC Points Rewards Program. When booking travel through PNC Bank, you can still pay for flights and hotel rooms.
The best way to redeem PNC Bank rewards points is by spending them on Travel. This will get you up to 0.32 cents per point. Also, remember that if you have multiple PNC Bank cards, you can pool your points from all your cards. Finally, it’s important to note that the same transfer rules apply to PNC Bank cards that offer miles instead of points.
Popular Credit Cards from Our Partners
-
Low Intro APR & Bonus Rewards
-
Everyday Cash Back
-
Good Credit
-
0% Intro APR
People also ask
What is the best PNC Visa rewards card?
The best PNC Visa rewards card is the PNC Cash Unlimited® Visa Signature® Credit Card because it rewards you with 2 points per $1. The card also has a $0 annual fee and an introductory APR of Not Offered on purchases and balance transfers, so it’s very well-rounded.
The PNC Cash Unlimited® Visa Signature® Credit Card has a regular APR of 19.24% - 29.24% (V) and a balance transfer fee of 4% (min $5).
Best PNC Visa Rewards Credit Cards in 2025
Initial Bonus: N/A
Ongoing Rewards: 2 points per $1 spent on all purchases
Annual Fee: $0
Credit Score: Excellent
Initial Bonus: $200 after spending $1,000 in the first 3 billing cycles
Ongoing Rewards: 2% cash back on grocery store purchases, 3% back on dining purchases at restaurants including fast food and 4% back on gas station purchases for the first $8,000 in combined purchases in these categories annually, 1% cash back on all other purchases
Annual Fee: $0
Credit Score: Excellent
Initial Bonus: N/A
Ongoing Rewards: 3% cash back on all purchases for the first 12 months and 1.5% thereafter
Annual Fee: $0
Credit Score: Excellent
All PNC Bank credit cards are on the Visa...
read full answer by Maria Adams, Credit Cards ModeratorHow much is the PNC Bank foreign transaction fee?
The PNC Bank foreign transaction fee is 0% to 3%, depending on the specific credit card. A foreign transaction fee is a surcharge that some credit cards add to transactions processed outside of the United States. The fee applies whether you’re physically in a foreign country making a purchase or buying something online through an internationally-based merchant.
PNC Bank Foreign Transaction Fees:
- PNC Cash Unlimited® Visa Signature® Credit Card: 0%
- PNC Cash Rewards® Visa® Credit Card: 3%
- PNC BusinessOptions® Visa Signature® Credit Card: $0
- PNC Travel Rewards Visa® Business Credit Card:...
How do I get pre-approved for a PNC credit card?
PNC Bank has pre-approval, but it only extends pre-approved offers via mail or e-mail, or to existing customers through their online account. PNC Bank does not have an online tool that interested consumers can use to check their pre-approval status. And unlike online pre-approvals that may return results for multiple cards with the highest odds of approval, PNC Bank’s mailed or e-mailed pre-approval offers will be for one specific credit card.
If you wish...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.