What's the starting credit limit for the Saks Credit Card? This question is about the Saks Fifth Avenue Credit Card

What's the starting credit limit for the Saks Credit Card?

This question is about the Saks Fifth Avenue Credit Card

Jack_Jerry, Member

@Jack_Jerry • 07/10/23 This answer was first published on 07/25/22 and it was last updated on 07/10/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The starting credit limit for the Saks Fifth Avenue Credit Card is different for each and every applicant. The issuer does not include any specific credit limit information in the card’s terms. The same goes for the Saks Fifth Avenue Store Card. According to anecdotal reports, the Saks Fifth Avenue Credit Card's starting credit limit can be around $1,500, but it depends on the applicant’s credit standing and annual income.

What to Know About the Saks Fifth Avenue Credit Card Credit Limit

The issuer will determine your credit limit by taking into account your overall credit standing. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.

If you are unhappy with your initial Saks Fifth Avenue Credit Card credit limit, you can request an increase through your online account or by calling customer service at (866) 500-7257.

How do I check my Saks Credit Card application status?

The only way you can check your Saks Fifth Avenue Credit Card application status is by calling customer service at (866) 500-7257. If you want to check the status of your Saks Fifth Avenue Store Card, you should instead call (800) 221-8340. The issuer does not allow you to check your application status online.

It should only take a few minutes to find out whether your application is approved, denied, or pending. Typically, you’ll receive a final decision on your application within 7-10 business...

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Can I use my Saks Fifth Store Card anywhere?

No, you cannot use your Saks Fifth Avenue Store Card anywhere, because it is a store credit card.

You can only use this card at Saks locations, which include Saks Fifth Avenue, Saks Fifth Avenue OFF 5th, saksfifthavenue.com, and saksoff5th.com.

The Saks Fifth Avenue Credit Card on the other hand, can be used anywhere Mastercard is accepted, which is pretty much anywhere in the world.

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What's the starting Saks Fifth Avenue Store Card credit limit?

Your Saks Fifth Avenue Store Card credit limit will be assigned at the time of approval according to the specifics of your credit.

Each and every applicant has a different situation in terms of credit score, debt-to-income ratio, recent hard inquiries and past negatives. These are a few of the factors the issuer will consider when determining your credit limit.

If you are unhappy with your initial Saks Fifth Avenue Store Card credit limit, you can request an increase through your online account...

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