Chip Lupo, Credit Card Writer
@CLoop
The Southwest® Rapid Rewards® Premier Business Credit Card offers rental car insurance as a complimentary benefit. Southwest Premier Business Card rental car insurance covers theft, damage, valid loss-of-use charges imposed and substantiated by the auto rental company, administrative fees, and reasonable and customary towing charges.
Cardholders are covered up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less. To get the coverage, a cardholder must decline the rental agency’s insurance and pay for the rental entirely with a Southwest Premier Business Card or points.
Key Things to Know About Southwest Premier Business Card Rental Car Insurance
- Coverage Amount. Up to 60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
- Credit Card Rental Car Insurance Coverage Is Primary for Domestic Rentals. The Southwest Premier Business Card rental car insurance benefit provides primary coverage for domestic rentals as long as you’re using the rental for business or commercial purposes. This means you do not need to file a claim through your main insurance carrier first.
- Coverage Is Primary When Abroad. If you’re renting a vehicle outside of your home country, coverage under the Southwest Premier Business Card rental car insurance benefit is primary and lasts for up to 31 days.
- Not All Vehicles Or Incidents Are Covered. The Southwest Premier Business Card rental car insurance benefit does not cover exotic and antique cars, cargo vans, recreational vehicles, trucks, and others. Coverage also does not apply to certain incidents such as injury of anyone or damage to anything inside or outside the rental vehicle, loss or theft of personal belongings, personal liability, and more.
How to File a Chase Rental Car Insurance Claim
To file a Southwest Premier Business Card rental car insurance claim, call the Benefit Administrator at the number in your benefits guide or visit the card’s benefits website to obtain a claim form. You will need to submit the claim form, along with any requested supporting documents – such as copy of the accident report form, copy of the initial and final auto rental agreements (front and back), a copy of the repair estimate or an itemized repair bill, among others – no later than 100 days after the incident.
Southwest® Rapid Rewards® Premier Business Credit Card
Southwest® Rapid Rewards® Premier Business Credit Card
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People also ask
Do I need rental car insurance?
You need some form of insurance to drive a rental car, but you only need to buy extra car insurance from the rental car company if you don’t have personal auto insurance or you’re traveling internationally. Standard car insurance policies usually extend to rental cars, so most drivers are already covered. Many credit cards also provide insurance against damage to the rental car itself.
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How does Chase credit card rental car insurance work?
Chase offers rental car insurance as a complimentary benefit on most of its credit cards. Chase rental car insurance covers vehicles that you rent using your credit card against collision damage and theft, and you can find out if your card has this benefit by reading your benefits guide or calling Chase customer service.
To get Chase rental car insurance coverage, you must decline the rental agency’s insurance and pay for the rental entirely...
read full answer by WalletHub, Financial CompanyDoes Southwest Premier Business Card have travel insurance?
Yes, the Southwest Premier Business Card does have travel insurance. Travel insurance can reimburse cardholders for baggage delays, baggage loss, travel accident coverage and rental car damage or theft. To qualify for Southwest Premier Business Card travel insurance coverage, you’ll need to pay for your travel using your card and file a claim shortly after a covered incident.
Key Things to Know About Southwest Premier Business Card Insurance Benefits
Coverage
You can find the full details of your coverage, including the...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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