You can make a Total Visa credit card payment online or over the phone. To pay online, go to https://www.myccpay.com and log in with your credentials. If it’s your first time on the website, you need to register to create a username and password. Once you log in, navigate to the payment section. You will need to enter a bank account and routing number to fund the payment.
To pay your Total Visa bill over the phone, call 1-844-548-9721. You’ll be asked to enter your credit card number to pull up your account information. From there, you can make your payment.
Scamsssssssss. My initial fees was $89, in which I’ve paid. When I received my card, it was an additional charge of $75, I asked to closed my account immediately once I noticed that. 2 months later, I get a bill from them stating that I had a balance plus late fees when I’ve never used the card. Long story short, they never refunded my account starting fee’s and I ended up paying them and additional $29 bucks so that it wouldn’t get reported on my credit, completely disaster. I spoke to the rep and his supervisor and informed them that if I had to pay that fees, I would made this matter aware all over the internet, the supervisor basically said she didn’t care.
Please do not sign up for any of Total Credits or First Acces Credit: Trying to build your credit. They have high interest rates plus they are not helping you for first time credit.
To be honest it really hurt me☹️ Be careful with them. They will not even invest an app. So that you could check your account properly. They also are quick to report negatives right away. The cards are no good.
You can request a higher Total Visa credit limit once your account has been open for at least six months, and every six months thereafter. But they won't increase your credit limit proactively. You have to call and ask. With that in mind, you can reach Mid America Bank & Trust Company at 1-800-720-7178.… read full answer
The easiest way you can check your Total Visa balance is online. Just log in to your online account and you will see your current balance on your account summary page. Alternatively, you can check your balance over the phone, by calling (877) 480-6988 and following the prompts.
It’s also good to note that you can see your Total Visa balance on the statement you will receive each month. However, that balance is only accurate as of the date the billing cycle closed, so if you’ve made any more purchases or payments since then, your actual balance will be different.… read full answer
You can pay from your bank account. Log in to your bank’s online banking account and locate the online bill payment section. All you will need to make the payment is the payee name “First Access” and your 16 digit account number. Another way to pay your bill is through Western Union or MoneyGram or other electronic payment services. Bring a copy of your First Access Card statement to provide the payee name (“First Access Card”), your account number, and the remittance address.… read full answer
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