Jamie Thompson, WalletHub Analyst
@ExTaxMan
You can make a Total Visa credit card payment online or over the phone. To pay online, go to https://www.myccpay.com and log in with your credentials. If it’s your first time on the website, you need to register to create a username and password. Once you log in, navigate to the payment section. You will need to enter a bank account and routing number to fund the payment.
To pay your Total Visa bill over the phone, call 1-844-548-9721. You’ll be asked to enter your credit card number to pull up your account information. From there, you can make your payment.

Total Visa® Card
Wikelmann, Member
@wickl20
Scamsssssssss. My initial fees was $89, in which I’ve paid. When I received my card, it was an additional charge of $75, I asked to closed my account immediately once I noticed that. 2 months later, I get a bill from them stating that I had a balance plus late fees when I’ve never used the card. Long story short, they never refunded my account starting fee’s and I ended up paying them and additional $29 bucks so that it wouldn’t get reported on my credit, completely disaster. I spoke to the rep and his supervisor and informed them that if I had to pay that fees, I would made this matter aware all over the internet, the supervisor basically said she didn’t care.
lakecialyons, Member
@lakecialyons
Please do not sign up for any of Total Credits or First Acces Credit: Trying to build your credit. They have high interest rates plus they are not helping you for first time credit.
To be honest it really hurt me☹️ Be careful with them. They will not even invest an app. So that you could check your account properly. They also are quick to report negatives right away. The cards are no good.
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