There are several types of Discover cards spanning a wide range of categories: cash back, travel, low interest, student, business, bad credit and more. All Discover cards have no annual fee and no foreign transaction fee. Plus, Discover matches all rewards earned during the first year for all their cards.
Discover is a card network, yet it also issues its own credit cards. All Discover cards offer a minimum of 1% back in rewards on purchases. Some cards give 5% back on purchases in select bonus categories that rotate each quarter. Others offer 2% back on gas and restaurant purchases, up to a quarterly limit. Depending on the card, you may also get introductory 0% APRs for 6 to 15 months on purchases and/or balance transfers.
Main types of Discover cards:
Cash back: Discover it Cash Back, Discover it Chrome, NHL Discover it and more
Travel: Discover it Miles
Students: Discover it Student Cash Back and Discover it Student Chrome
Business: Discover it Business
Bad credit / no credit: Discover it Secured
Balance Transfer: Discover it Balance Transfer and more
Intro 0% APR: Discover it Cash Back, Discover it Miles and more
Discover offers credit cards for nearly every need and preference imaginable. With the exception of Discover it Secured (bad/no credit), you need a minimum of good credit (700 credit score) to get a Discover card. The downside is that Discover cards aren’t as widely accepted abroad as credit cards on the Visa and Mastercard networks.
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