Under normal circumstances, you can get approved for the Upgrade Credit Card within minutes. That's because applications can only be done online and are quickly processed. In case the issuer needs to review some of the information you provided, it might take up to 7-10 business days to get a decision about your application.
If you didn't receive an instant decision, check on the status of your application online by signing in to your account or by calling (844) 319-3909.
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