Chip Lupo, Credit Card Writer
@CLoop
The minimum requirements for the U.S. Bank Cash+ are a good credit score of at least 700, a valid Social Security number and enough income to make monthly minimum payments. Applicants also must be at least 18 years old and have a physical U.S. address.
Minimum U.S. Bank Cash+ Requirements
- Enough income to make the monthly minimum payment
- Social Security number
- 18+ years old
- Good credit or better (700+ credit score)
- Employment information
- Physical U.S. address (no P.O. boxes)
If you apply for the U.S. Bank Cash+, make sure you enter all the required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime. Similarly, keep in mind that the above requirements are guidelines and approval is never guaranteed.
In case you don't know where you stand, you can check your credit score for free, right here on WalletHub. It's also worth checking out our editor's guide on how to improve your credit score.
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Why is it so hard to get the U.S. Bank Cash+ card?
The U.S. Bank Cash+® Visa Signature® Card might be hard to get because it is available to people with good credit. This requirement will be difficult for many Americans to meet.
You’ll also need to have a steady income and be at least 18 years old to have a shot at approval. In addition, during the application process, you’ll have to provide your citizenship/residency details and your tax ID information (e.g. Social Security number), among others.
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read full answer by Chip Lupo, Credit Card WriterWhat are the U.S. Bank credit card requirements?
U.S. Bank credit cards generally require a credit score of 700 or higher (at least good credit) and enough income to afford the monthly bill payments. You also need an SSN or ITIN and a valid U.S. address, and you need to be at least 18 years old to qualify.
Minimum U.S. Bank Credit Card Requirements
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To get a credit card for the first time, you must be at least 18 years old and have enough income to afford monthly credit card payments, in addition to your other expenses. The minimum payments on a starter credit card usually are around $15 per month.
The two basic steps involved in getting a credit card for the first time are to: 1) compare credit card offers designed specifically for people with limited or no...
read full answer by Adam McCann, Financial WriterDid we answer your question?
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