Chip Lupo, Credit Card Writer
@CLoop
To get a USAA cash advance, use a USAA credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact USAA customer service at the number on the back of your card to request one.
How to Get a USAA Cash Advance at an ATM
- Call USAA customer service at the number on the back of your card and request a PIN, if you don’t already have one.
- Insert the credit card into an ATM and enter the PIN.
- Select the cash advance option on the ATM screen.
- Enter the amount you’d like to withdraw.
- Withdraw the cash and remove the credit card from the ATM.
There may be other ways to get a cash advance from your USAA credit card, too. For example, you can request a cash advance in person at a local USAA branch. You could also fill out a USAA cash advance check and use it like a traditional bank check.
Keep in mind that a USAA cash advance is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you get the cash advance.
People also ask
Can you get a cash advance from a debit card?
Technically, you can get a cash advance from a debit card. However, the money that you withdraw from the ATM is your money, and not a loan from the bank, as debit cards do not allow overdrafts.
Basically, you can withdraw cash from an ATM, as long as you have the funds in your account.
What's the best cash advance credit card?
The best cash advance credit card is the Star One Visa Signature Rewards Card because it has a $0 cash advance fee and a low cash advance APR (8.75%). Such low cash advance costs are very uncommon, as other cards typically charge cash advance fees of 3% to 5% with an interest rate well over 20%.
Best Cash Advance Credit Cards in 2025
| Card | Cash Advance Fee | Cash... |
What credit cards can I get with no cash advance fees and a low APR?
There are very few credit cards that have no cash advance fees and low APRs, the best of which is the PenFed Platinum Rewards card. This card has a 0% cash advance fee and a cash advance APR of 17.99%. The regular APR is 17.99% (V). In addition, the card also offers 1 - 5 points per $1 on purchases.
Here are some good credit cards with no cash advance fees and low APRs:
- Overall
- Overall
- Overall
- No minimum deposit required
- No minimum deposit required
- No minimum deposit required
- Secured
- Secured
- Secured
- Overall
- No minimum deposit required
- Secured
It is worth noting that...
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