Steven Webb, Member
@steve_webb
Yes, you can use your Capital One Platinum card outside the U.S. It's a Mastercard, which means it works pretty much anywhere in the world. In addition to that, the foreign transaction fee is $0 when making purchases abroad, so it's ideal.
Please note that the standard cash advance fee will still apply if you want to withdraw money from a foreign ATM with your Capital One Platinum card. That fee is 5% (min $5) of the amount of each cash advance, whichever is greater, and you’ll also start getting charged interest right away. Plus, the ATM may be charging its own processing fees on top of that.
Bottom line, try not to use your card at ATMs because it's extremely expensive. Bring a debit card with you in case you need cash, and only use your credit card directly for purchases.
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People also ask
How much is the Capital One Platinum Credit Card foreign transaction fee?
The Capital One Platinum Credit Card (see details, rates & fees) foreign transaction fee is $0. This means you won’t be subject to an additional charge whenever you use the Capital One Platinum Credit Card (see details, rates & fees) outside of the United States. Whether it’s a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant, you won’t have to pay extra.
To learn more, refer to our guide on foreign transaction fees and our editors’ picks for the best credit cards without foreign fees.
read full answer by Maria Adams, Credit Cards ModeratorWhich Capital One cards have no foreign transaction fees?
All Capital One credit cards have no foreign transaction fees. With any Capital One credit card, cardholders will save an average of 1.58% on each purchase they make abroad or with an international merchant, compared to the average credit card offer. This may not seem like much, but it can add up over the course of an overseas vacation or when shopping online with foreign merchants.
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read full answer by Chip Lupo, Credit Card WriterIs Capital One Platinum a Visa or Mastercard credit card?
The Capital One Platinum Credit Card is a Mastercard. That means you can use your Capital One Platinum at nearly 11 million merchants nationwide and abroad in more than 200 countries and territories. But keep in mind that networks are subject to change. Online applicants can see the network logo at the top of the application form.
Just note that it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network....
read full answer by Luke Richardson, MemberDid we answer your question?
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