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The Wells Fargo credit card grace period is at least 25 days, lasting from the end of the billing cycle until the payment due date. More specifically, cardholders have at least 25 days from the moment their monthly statement closes until the due date to pay their credit card bill. As long as you pay in full during this period, you will owe no interest on your monthly purchases.
What to Know About the Wells Fargo Credit Card Grace Period
- Keep in mind that you are not required to pay the entire balance by the due date. But if you decide to pay less than the full amount due, you will lose the grace period.
- If you lose your grace period, the remaining balance and any new purchases on your Wells Fargo credit card will start to accrue interest that compounds daily.
- To get a credit card grace period back, you will need to pay the statement balance in full for two consecutive months.
It’s also important to note that grace periods do not apply to cash advances and balance transfers.
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