John Miller, Credit Cards Moderator
@john_miller
A Walmart credit card lets you shop on credit while earning rewards, especially on Walmart purchases. It can also help you build credit if used responsibly by making payments on time and keeping your balance low.
There are two Walmart credit cards:
- Walmart® Store Card - which can only be used at Walmart, Sam's Club, as well as Walmart, Murphy USA, and Sam’s Club gas stations.
- Capital One Walmart Rewards® Mastercard® - which can be used anywhere Mastercard is accepted.
Note that neither of these cards is currently available to new applicants. If you're looking for a card to use at Walmart, check our editor’s picks for the best credit cards for Walmart, to explore other great options.
Popular Credit Cards from Capital One, Our Partner
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Rewards
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0% Intro APR
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No Annual Fee
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Building Credit
People also ask
What kind of credit card does Walmart have?
Walmart has two kinds of credit cards: a Mastercard credit card that can be used almost anywhere and a store credit card that can be used at Walmart, Sam’s Club, and Walmart/Murphy USA/Sam’s Club gas stations. Neither card charges an annual fee, and both offer 2% - 5% back on Walmart purchases.
The Mastercard gives cardholders a little extra, with 2% back on restaurant and travel purchases and 1% back on all other purchases where Mastercard...
read full answer by Chip Lupo, Credit Card WriterWhat are the disadvantages of the Capital One Walmart Rewards Mastercard credit card?
The biggest disadvantage of the Capital One Walmart Rewards® Mastercard® * is that it has a high APR, at 19.48% or 29.99% (Variable). As a result, carrying a balance on the Capital One Walmart Rewards® Mastercard® * is very expensive, but you can avoid this drawback if you pay your bill in full every month. That way, you won’t owe any interest.
Walmart Credit Card * Disadvantages
- High APR: The Walmart Credit Card * has a relatively high APR, at 19.48% or 29.99% (Variable).
- No 0% APR on purchases: The Walmart Credit Card * does not...
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