John Miller, Credit Cards Moderator
@john_miller
The Credit One $95 fee is the annual fee for certain Credit One credit cards. Both the Credit One Bank® Platinum X5 Visa® and the Credit One Bank Wander Card have a $95 annual fee, which is charged when you open the card, initially reducing your available credit.
Credit One Cards That Charge a $95 Annual Fee
Credit One Bank® Platinum X5 Visa Signature® Metal Card
- Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
Credit One Bank® Wander® American Express® with Dining, Gas & Travel Rewards
- 5% cash back rewards on eligible dining, gas, & travel purchases. 1% cash back rewards on all other purchases, terms apply
- 10% cash back rewards on eligible hotel and car rentals booked using the Credit One Bank travel partner, terms apply
- Cash back rewards will be awarded as rewards points redeemable for a statement credit, gift cards, travel, and more, terms apply
Note that the $95 annual fee applies every year on the anniversary of your account opening. You should weigh this cost, along with the card's interest rates and other fees, against the benefits and rewards that they offer.
If you feel that the annual fee is too high or not worth it, consider applying for a credit card with no annual fee. The best credit cards with no annual fee can save you hundreds of dollars per year, offering up to 5% back in rewards and 0% introductory APRs for as long as 21 months.
Popular Credit One Bank Credit Cards
-
Bad Credit
-
Fair Credit
-
Rewards
People also ask
How much is the Credit One annual fee?
The Credit One annual fee is $0 to $99, depending on the card. For comparison, the average annual fee among credit card offers on the market right now is $27.85.
Credit One Annual Fees
- Credit One Bank® Platinum Rewards Visa® with No Annual Fee: $0
- Credit One Bank® Platinum Visa® for Rebuilding Credit: $75 intro 1st yr, $99 after
- Credit One Bank® Secured Card: $0
- Credit One Bank® Platinum X5 Visa Signature® Metal Card: $95
- Credit One Bank® Platinum Visa®: $39
- Credit One Bank® Premier American Express® Card: $39
To weigh your options, you can check out WalletHub’s editors’ picks for the best credit cards with no annual fees.
read full answer by Maria Adams, Credit Cards ModeratorDoes Credit One waive annual fees?
Credit One waives annual fees if the card’s terms state that it will forgo the fee for the first year, or if a cardholder can demonstrate a financial hardship. Beyond that, the odds of getting Credit One to waive an annual fee are minimal, but there’s no harm in asking.
When Credit One Will Waive Annual Fees
- A Credit One credit card might waive the annual fee for the first year as...
What is an annual fee on a credit card?
A credit card annual fee is the minimum cost of keeping the account open for a year. It helps the issuer afford any rewards or promotional financing the card may offer as well as general account services, such as billing and customer support.
The average credit card annual fee is about $27.85, but many cards have no annual fee. A credit card’s annual fee typically is charged on the account anniversary or the month after it. It...
read full answer by WalletHub, Financial CompanyDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.