Sydney Garth, Credit Cards Moderator
@sydneygarth
The Credit One credit score requirement ranges from 300 to 700, depending on the card. That means people with bad to good credit, are eligible to be approved for a Credit One credit card.
If your credit score is below the threshold needed for a Credit One credit card, it’s best to wait to apply until you meet the credit score requirement. You can check your credit score for free on WalletHub.
Credit Score Recommended by Credit One Card
- Credit One Bank® Secured Card: 300 (Bad credit)
- Credit One Bank® Platinum Rewards Visa® with No Annual Fee: 700 (Good credit)
- Credit One Bank® Platinum Visa® for Rebuilding Credit: 500 (Bad credit)
- Credit One Bank® Platinum Visa®: 640 (Fair credit)
- Credit One Bank® Platinum X5 Visa Signature® Card: 640 (Fair credit)
- Credit One Bank® Premier American Express® Card: 640 (Fair credit)
- Credit One Bank® Wander® American Express® Card with Dining, Gas & Travel Rewards: 640 (Fair credit)
Note that while your credit score is very important, plenty of other things will impact your chances of being approved for a Credit One card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status, among others.
Keep in mind that lenders might use a different score when deciding whether to approve you for a financial product, so approval is never guaranteed.
Popular Credit One Bank Credit Cards
-
Bad Credit
-
Fair Credit
-
Rewards
People also ask
What is the maximum credit line for a Credit One credit card?
The maximum credit line for a Credit One credit card is not publicly disclosed by the issuer, though there are reports of cardholders receiving credit lines as high as $5,000 on some cards. If approved for a Credit One card, applicants can expect a minimum initial credit line of $300 to $400.
Credit One Credit Card Limits
| Card | Minimum Credit Limit | Reported Maximum Credit Limit |
How do I request a credit limit increase with Credit One?
You can request a Credit One credit limit increase online, through the Credit One mobile app, or by calling customer service at 1 (877) 825-3242. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Credit One has on file. Credit One will be more likely to increase your credit limit if the revised income clearly...
read full answer by John Miller, Credit Cards ModeratorWhat are the best credit cards for a 550 credit score?
The best credit card for a 550 credit score is the opensky Plus Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The opensky Plus Credit Card also reports to the credit bureaus on a monthly basis. You’ll have to put down an initial deposit of at least $300 to open the account, but that’s fully refundable.
Best Credit Cards for a 550 Credit Score
- Rates & Fees Best Overall:
- Rates & Fees Best Overall:
- Best Overall:
- Custom Rewards:
- Custom Rewards:
- Custom Rewards:
- No Bank Account Needed:
- No Bank Account Needed:
- No Bank Account Needed:
- Rates & Fees No Credit Check:
- Rates & Fees No Credit Check:
- No Credit Check:
- Rewards on Payments:
- Rewards on Payments:
- Rewards on Payments:
- Best Overall:
- Custom Rewards:
- No Bank Account Needed:
- No Credit Check:
- Rewards on Payments:
A 550...
read full answer by William Memphis, WalletHub Credit Card AnalystDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.