Adam McCann, Financial Writer
@adam_mcan
The highest reported credit limit for Chase is $100,000, on the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®. A limit this high is naturally only available to people with excellent credit and a high income. Chase does not disclose a maximum credit limit for any card, so this information is based on customer reports.
Chase only discloses minimum credit limits for its cards, and the highest minimum limit is on Chase Sapphire Reserve®, which offers at least $10,000 in funding to everyone who is approved. In general, credit limits depend on the creditworthiness of the customer, with their credit score and income both playing big roles.
It’s worth noting that even if your starting Chase credit card limit isn’t as high as you’d like it to be, you still have the potential to get credit limit increases. You should generally wait to have at least six months of on-time payments before requesting a credit limit increase.
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People also ask
Which Chase credit card has the highest limit?
The Chase credit cards with the highest credit limits are the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®, which reportedly offer credit limits as high as $100,000+. That high of a credit limit is only available to the most creditworthy customers with excellent credit and a lot of income.
The credit limit you will get on a Chase credit card can vary depending on a number of factors – most importantly, your credit history and income. The higher...
read full answer by Adam McCann, Financial WriterHow much is the starting Chase credit card credit limit?
The starting Chase credit card credit limit varies by card and it could be as low as $500 or as high as $35,000+, depending on the card and your overall credit standing. The issuer, though, only discloses the minimum credit limits for each of their cards. One of the Chase credit cards with the highest starting limit is the Chase Sapphire Reserve® Card, which has a minimum credit limit of $10,000. The Chase Freedom Flex® Credit Card card’s minimum credit limit, on the...
read full answer by Sebi Mitchell, Credit Cards ModeratorHow do I get a $100K credit limit?
To get a $100K credit limit from a credit card, you’ll need to have an excellent credit score, a lot of income and little debt. You will also need to pick a credit card that is known for offering high credit limits to well-qualified applicants. If you don't get approved for a high enough limit initially, you may have to request a credit limit increase after using the card responsibly for several months.
How...
read full answer by Bianca Smith, WalletHub Credit Cards AnalystDid we answer your question?
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