John Miller, Credit Cards Moderator
@john_miller
There’s no single “most recommended” credit card, since different cards excel in different areas and no option fits everyone. Still, some names come up again and again because they’re strong all-around picks, offering good rewards rates, intro APRs and no annual fees. Popular examples include the Wells Fargo Active Cash® Card and the Chase Freedom Unlimited® Card.
That said, even great all-around cards aren’t always the best in every category. If you need a longer 0% intro APR to pay off a big purchase, then the Wells Fargo Reflect® Card might be a better fit. Or, if you want premium travel perks, you may want to consider the Chase Sapphire Reserve® Card.
Some of the Most Recommended Credit Cards
- Rates & Fees Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
- Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn More
- Rates & Fees Rewards & Potential for Low APR: Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
- Rates & Fees Rewards & Potential for Low APR: Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
- Rewards & Potential for Low APR: Chase Freedom Unlimited®Learn MoreLearn More
- Rates & Fees Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn More
- Rates & Fees Initial Bonus: Chase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Initial Bonus: Chase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
- Initial Bonus: Chase Sapphire Preferred® CardLearn MoreLearn More
- Rates & Fees Long Intro APR: Wells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Long Intro APR: Wells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
- Long Intro APR: Wells Fargo Reflect® CardLearn MoreLearn More
- Rates & Fees Fair Credit: Upgrade Cash Rewards Visa®Learn MoreLearn Moreon issuer's website
- Rates & Fees Fair Credit: Upgrade Cash Rewards Visa®Learn MoreLearn Moreon issuer's website
- Fair Credit: Upgrade Cash Rewards Visa®Learn MoreLearn More
- Rates & Fees Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees No Credit: Capital One Platinum Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees No Credit: Capital One Platinum Credit CardLearn MoreLearn Moreon issuer's website
- No Credit: Capital One Platinum Credit CardLearn MoreLearn More
- Rates & Fees Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees Premium Travel: Chase Sapphire Reserve®Learn MoreLearn Moreon issuer's website
- Rates & Fees Premium Travel: Chase Sapphire Reserve®Learn MoreLearn Moreon issuer's website
- Premium Travel: Chase Sapphire Reserve®Learn MoreLearn More
- Rates & Fees Business Capital One Spark Cash PlusLearn MoreLearn Moreon issuer's website
- Rates & Fees Business Capital One Spark Cash PlusLearn MoreLearn Moreon issuer's website
- Business Capital One Spark Cash PlusLearn MoreLearn More
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If you’re not sure what card would work best for you, then check out our editors’ picks for the best credit cards, to explore the top options on the market. You can also sign up for a free WalletHub account to get personalized recommendations based on your credit profile. With a WalletHub account, you'll also be able to check your credit score, which can help you know which cards you’re likely to qualify for.
People also ask
How do I choose the best cash back credit card for me?
To choose the best cash back credit card for your needs, check your credit score and then compare the best cash back cards for people in your credit tier based on expected savings. To calculate expected savings, estimate how much you would earn from each card's rewards and then subtract any annual fees.
The goal when shopping for any type of credit card should be to maximize your savings, based on the types of transactions you plan to...
read full answer by Maria Adams, Credit Cards ModeratorIs a $5,000 credit limit good?
A $5,000 credit limit is good if you have fair to good credit, as it is well above the lowest limits on the market but still far below the highest. The average credit card limit overall is around $13,000. You typically need good or excellent credit, a high income and little to no existing debt to get a limit that high.
Best High Limit Credit Cards
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High limit credit cards tend to be available to people with...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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