emma_glass, Member
@emma_glass
You can only use this card at Big Lots. It's not a part of any major card network, so you can't use it anywhere else, unfortunately.
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MAGGIE MAY, Member
@magoodwin1961
Hi, Just wanted to add an FYI as to the question “Where can I use my BIG LOTS credit card?. The answer to that question still baffles me! You can ONLY use it INSIDE of a BIG LOTS STORE! You CAN NOT use it on the BIG LOTS STORE WEBSITE FOR making purchases! IN STORE USE ONLY! ANYBODY?????? hmmmm?
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How can I pay my Big Lots Credit Card bill?
You can make a Big Lots Credit Card payment online, by phone, by mail, at a store or through EasyPay. To pay a Big Lots Credit Card bill online, log in to your online account and click on “Pay Bill.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Comenity Capital Bank does allow cardholders to set up automatic payments, too.
Ways to Make a Big Lots Credit Card Payment
- Online: Log in...
How do I apply for Big Lots Credit Card?
The easiest way to apply for the Big Lots Credit Card is online, and you can get to the online application by clicking the “Learn More” button on WalletHub or by going directly to Comenity Capital’s website. Alternatively, you can apply in store.
Keep in mind that the Big Lots Credit Card requires fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily...
read full answer by Adam McCann, Financial WriterDoes the Big Lots Credit Card do a hard pull?
Yes, the Big Lots Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.
There is no way to pre-qualify for the Big Lots Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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