Chip Lupo, Credit Card Writer
@CLoop
Fortiva Retail Credit Cards are accepted by retailers such as Sealy, Stearns & Foster, and Tempur-Pedic. Each of these store credit cards, which are designed for consumers who may not qualify for traditional credit cards, can only be used at the affiliated retailer’s locations. Fortiva Retail Credit has partnerships with retailers in a wide range of categories, such as furniture, bedding, and electronics.
What You Should Know About Fortiva Retail Credit Cards
- Fortiva Retail Credit offers “second-look financing,” providing credit to consumers who may have been declined by other lenders.
- Unlike general credit cards that can be used nearly anywhere, Fortiva Retail Credit Cards are designed for use only at specific partner retailers.
- Fortiva Retail Credit Cards are issued through partnerships with specific retailers, usually for big-ticket items such as furniture, bedding, and electronics. Partner retailers include Sealy, Stearns & Foster, and Tempur-Pedic, among others.
While Fortiva Retail Credit Cards can only be used at a particular partner retailer’s locations, Fortiva also offers the Fortiva Cash Card. It is an unsecured card for people with bad credit that you can use nearly anywhere credit cards are accepted.
For more options, you can check out WalletHub’s picks for the best credit cards for shopping.
People also ask
Does Home Depot accept Fortiva retail credit cards?
Yes, Home Depot accepts Fortiva retail credit cards, but only if they’re issued in partnership with Home Depot. The Fortiva Home Improver Card, for example, is a Home Depot-branded card meant for customers who don’t qualify for the standard Home Depot® Credit Card.
Fortiva retail credit cards are generally limited to the stores they’re affiliated with, meaning a Fortiva card from another retailer likely won’t work at Home Depot. However, if a Fortiva card runs on a...
read full answer by John Miller, Credit Cards ModeratorCan you use store credit cards anywhere?
No, you usually can’t use store credit cards everywhere, unless they’re linked to a credit card network, such as Visa or Mastercard. But the store cards that are not on a network only work at the merchants they’re affiliated with.
Note that store cards with limited acceptance are easier to get, generally requiring just fair credit for approval. However, the cards affiliated with a retailer that are linked to a specific network tend to have stricter...
read full answer by WalletHub, Financial CompanyHow can I get a Fortiva Cash Card cash advance?
To get a Fortiva Cash Card cash advance:
- Call Fortiva Cash Card customer service at 1-800-245-7741 and request a PIN, if you don’t already have one.
- Insert the credit card at an ATM and enter the PIN.
- Select the cash advance option on the ATM screen.
- Enter the amount you’d like to withdraw.
- Withdraw the cash and remove the credit card from the ATM.
It’s important to note that...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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