Maria Adams, Credit Cards Moderator
@m_adams
Yes, it may be possible to reopen a closed Credit One credit card account, by calling customer service at (877) 825-3242 and submitting a request. A representative will let you know whether you can reopen your account or not. The decision really depends on how long it’s been since the account was closed, as well as the reason it was closed.
It's worth noting that if your card was closed because you committed fraud or other illicit activities, you obviously won’t be allowed to reopen it. Basically, anything that violates the card’s terms and conditions results in permanent closing.
Keep in mind that, if your Credit One credit card account was closed with an outstanding balance, including any unpaid annual fee, you’re still responsible for paying it off in full.
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People also ask
Is closing a credit card with zero balance a good idea?
Closing a credit card with zero balance is not a good idea if that card has no annual fee. Any credit card you manage responsibly, even an unused one, reflects positively on your credit history. So, closing such a card will have a negative impact on your credit standing. However, it can be worth it if your card is costly or if you’re worried about falling victim to fraud while you’re not keeping a close eye on it.
... read full answer by WalletHub, Financial CompanyWhat happens if you cancel a credit card with a balance?
Closing a credit card with a balance is possible, and it can be beneficial when a credit card company changes your account’s terms for the worse, such as raising the annual fee or APR. It can also be a good idea to remove the credit card itself from the situation if you want to pay off the existing balance without the temptation to spend more. Closing a credit card doesn’t cancel the balance owed, nor...
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To cancel a a Credit One credit card, call customer service at 1 (877) 825-3242 and ask a customer service rep to cancel your card account. Cardholders can also cancel an account by mail.
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read full answer by WalletHub, Financial CompanyDid we answer your question?
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