John Miller, Credit Cards Moderator
@john_miller
No, First Premier Bank will probably not waive the program fee for the First PREMIER Bank Mastercard. The program fee has to be paid in order to open your account, after your application is approved, and it serves to offset the risk associated with the credit card account. So, it’s unlikely that you can get it waived, though it doesn’t hurt to ask.
If you’re looking for a credit card that doesn’t charge a program fee, then consider the Credit One Bank® Platinum Visa® for Rebuilding Credit instead. This card was designed for applicants with bad credit and it offers 0 - 1% cash back on purchases. You can also check out WalletHub’s editors’ picks for the best credit cards for people with bad credit, most of which do not charge a program fee.
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People also ask
What is the $95 program fee for First Premier Bank?
The $95 program fee for First Premier Bank is the maximum one-time charge you must pay before you can open a First PREMIER® Bank Mastercard Credit Card account. The program fee ranges from $55 - $95, with the lowest program fees reserved for accounts with the highest credit limits.
First Premier Bank Program Fees
| Initial Credit Limit | Program Fee |
| $200 | $95 |
| $300 | $95 |
How do you get a credit card annual fee waived?
You can get your credit card annual fee waived by getting a credit card that waives the annual fee during the first year as a promotion, or one with no annual fee at all. Alternatively, you can call the issuer’s retention line, but it is not guaranteed that it will work. Beyond that, you’re unlikely to get your credit card’s annual fee waived unless you’re an active-duty member of the military.
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read full answer by WalletHub, Financial CompanyCan I activate my First Premier Bank Mastercard credit card without paying the processing fee first?
No, you cannot activate your First PREMIER Bank Mastercard without paying the processing fee first. As a matter of fact, paying the processing fee is what opens your account and activates your card.
If you don’t want to pay the program fee straight away, you have up to 85 days from approval to do so. If you don’t, then your application will be withdrawn and your account will not be opened.
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