Maria Adams, Credit Cards Moderator
@m_adams
The starting credit limit for the Zales Credit Card is determined on a case-by-case basis but some cardholders report limits as high as $1,500. The issuer does not include any specific Zales Credit Card credit limit information in the card’s terms, though.
For the most part, the Zales Credit Card credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
Keep in mind that you can ask to get a credit limit increase by calling customer service at (855) 796-9632 or the number you see on the back of your card. But it’s best not to ask more than once a year. The issuer will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases.
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How do I request a credit limit increase with Comenity Bank?
You can request a Comenity Bank credit limit increase by calling customer service at 1 (855) 823-1001. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Comenity Bank has on file. Comenity Bank will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.
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