McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Full coverage car insurance with AAA costs an average of $459 per month ($5,509 per year). Full coverage policies from AAA typically include comprehensive and collision coverage, along with any other types of insurance required by state law, such as liability insurance or uninsured motorist coverage.
Average Cost of Full Coverage Car Insurance with AAA
State | Monthly | Annual |
$459 per month | $5,509 per year | |
$427 per month | $5,125 per year | |
$352 per month | $4,219 per year | |
$447 per month | $5,368 per year | |
$598 per month | $7,173 per year |
Premiums are representative of a good driver; individual premiums will vary.
A full coverage car insurance policy from AAA costs more than the national average full coverage insurance premium ($351 per month). AAA full coverage is 462% more expensive than a minimum coverage policy from AAA, on average.
To learn more, check out WalletHub's guide to full coverage car insurance and read our full review of AAA.
People also ask
How much is full coverage insurance?
Full coverage insurance costs $1,997 per year or $166 per month, on average. Full coverage car insurance is more expensive than the legal minimum auto insurance coverage because full coverage usually includes collision and comprehensive insurance as well as the minimum coverage required by a state.
The cost of full coverage car insurance varies based on the state, the driver’s chosen coverage limits, the driver’s risk factors, and the vehicle’s value. Additionally, comprehensive and...
read full answer by WalletHub, Financial CompanyWhat does AAA full coverage auto insurance cover?
AAA's full coverage auto insurance covers liability claims, collision damage regardless of fault, and non-accident damage from things like animals and severe weather. Full coverage always includes liability insurance, collision insurance, and comprehensive insurance.
The exact definition of full coverage changes depending on your state's minimum auto insurance requirements. In some states, AAA full coverage may also include uninsured/underinsured motorist coverage (UM/UIM), personal injury protection (PIP), and/or medical payments coverage (MedPay).
Full coverage insurance from AAA...
read full answer by Leif Olson, Car Insurance WriterWhy is AAA so expensive?
AAA is so expensive because car insurance is expensive in general, due to rising costs for insurers. But at $529 per year, the average AAA car insurance policy is actually cheaper than coverage from most competitors. In fact, AAA is one of the cheapest car insurance companies nationally.
Even though AAA offers cheaper-than-average rates, its premiums can get expensive for drivers with certain characteristics. For example, teenagers pay an average of $2,608 per year for AAA insurance, compared to $529 per year for...
read full answer by Candace Baker, Car Insurance WriterDid we answer your question?
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