Candace Baker, Car Insurance Writer
@candacebaker
Yes, Allstate insures high-risk drivers. A high-risk driver is anyone who is more likely to file a car insurance claim than the average policyholder, including teenagers, drivers with a gap in their insurance history, and drivers with a poor record. Because high-risk drivers are more of a financial liability than the average policyholder, Allstate charges them a higher rate.
For example, drivers who have recently been convicted of DUI pay 197% more on average for their Allstate policy than drivers with a clean record. And if you have an at-fault accident on your record, Allstate will charge you an average of 64% more for coverage.
Allstate Insures High-Risk Drivers Who:
- Are inexperienced
- Have a poor driving record
- Have a gap in their insurance history
- Are required by their state to file an SR-22 or FR-44
- Have filed multiple claims in the past few years
- Are teenagers or seniors (65+)
- Have poor credit
- Drive a high-risk vehicle, like a sports car
You can get a free Allstate insurance quote online or by calling 1-800-676-5456.
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