Delaney Simchuk, Car Insurance Writer
@delaney_simchuk
Yes, Geico offers rental car insurance. If you already have a personal auto policy from Geico that includes liability, comprehensive, and collision coverage, this insurance will likely extend to cover your rental car. If you only have liability insurance with Geico, physical damage to the rental vehicle will not be covered.
You can talk to a Geico customer service representative at 1 (800) 207-7847 to see if your personal policy will extend to your rental car. If you do not have sufficient coverage through Geico to cover your rental car, you can purchase insurance from your rental car company or see if it is offered by your credit card company.
Geico Rental Car Coverage
Liability Insurance
Geico liability insurance will usually extend to your rental as long as you are driving in the U.S. Your personal liability insurance will pay for others’ medical expenses and repairs to others’ property resulting from an accident you caused in your rental vehicle.
Collision and Comprehensive Insurance
If you have collision and comprehensive insurance with Geico, this will typically cover any damage that occurs to the rental vehicle during your rental period. However, your Geico collision and comprehensive coverage limits may not be high enough if you are renting a car with a much higher value than your personal vehicle and the car gets totaled.
Personal Injury Protection or MedPay
If you have personal injury protection (PIP) or MedPay through your personal auto policy, medical expenses for you and your passengers will be covered even after a rental car accident. If you do not have either type of coverage, you can purchase personal accident insurance through the rental car company.
Geico Rental Car Reimbursement Coverage
Geico rental car reimbursement coverage helps pay for the cost of a rental car while your personal vehicle is being repaired for a covered claim. If you add rental reimbursement to your policy, Geico will pay about $25 to $75 per day toward the cost of your rental, up to $2,250 per claim. You select specific rental car reimbursement limits when you purchase the add-on. For example, if you choose $25 per day/$750 per claim as your rental reimbursement limits, Geico will pay up to $25 per day but no more than $750 per claim for your rental.
If you want to learn more, check out reviews of Geico on WalletHub, as well as our guide to rental car insurance.
People also ask
Does Geico offer rental car insurance?
Yes, Geico offers rental car insurance. If you already have a personal auto policy from Geico that includes liability, comprehensive, and collision coverage, this insurance will likely extend to cover your rental car. If you only have liability insurance with Geico, physical damage to the rental vehicle will not be covered.
You can talk to a Geico customer service representative at 1 (800) 207-7847 to see if your personal policy will extend to your rental car. If you...
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Yes, GEICO policyholders get car rental discounts of as much as 20% to 50% from popular agencies like Enterprise, Alamo, Hertz, and National Car Rental. The exact discount amount depends on what you need from your rental—the type of car, length of time, pick up and drop off details, and so on. You'll probably have to provide your GEICO policy number to get the deal, too.
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... read full answer by Candace Baker, Car Insurance WriterDoes my car insurance cover rental cars?
Yes, your car insurance covers rental cars, in most cases. Standard auto insurance policies cover car rentals in the U.S., up to your normal policy limits and with your regular deductible, but it’s best to check the details of your car insurance policy to make sure you’re aware of any specific rental car restrictions.
In addition, other policies, like health or home insurance, kick in for certain situations. Your health insurance will usually cover...
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