Melissa Sherrard, Car Insurance Writer
@melissa_sherrard
Yes, Hanover will pay for windshield replacement or repair services for customers who have comprehensive coverage. Hanover waives the comprehensive deductible for windshield repairs, though customers will still need to pay their deductible for full replacement unless their policy or a state law says otherwise.
If you live in Florida, Kentucky, or South Carolina, you will not need to pay your deductible for windshield replacement or repairs. Additionally, insurance companies in Arizona, Connecticut, Massachusetts, Minnesota and New York must offer a "full glass coverage" policy that allows customers to choose a $0 deductible for glass repairs.
On the other hand, if the windshield was damaged in an accident and the policyholder was at-fault, Hanover customers can file a collision claim, though their exact policy details will determine if they need to pay a collision deductible. And if the policyholder was not at-fault, the at-fault driver’s liability insurance should cover the damage without a deductible.
To find out whether you will need to pay a deductible for windshield replacement, you can check your policy details or call Hanover's customer service line at 1 (800) 922-8427. To file a claim for windshield repair or replacement, you can use Hanover's online portal.
People also ask
How much does it cost to replace a windshield?
It costs between $250 and $400 to replace a windshield without car insurance, depending on factors like the make, model and year of your car, as well as the type of glass used. Replacing the windshield of a new, luxury vehicle could cost twice as much as replacing the glass of an older, economy car.
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read full answer by Anamarie Waite, Car Insurance WriterDoes Hanover have a referral program?
No, Hanover does not have a referral program. Even though Hanover doesn't have a referral program that gives policyholders a bonus or discount for referring friends or family members to the company, Hanover does offer many other discounts that can help customers save money on their car insurance.
For more information about how you can save money with Hanover, check out WalletHub's Hanover review.
Should I use insurance to replace my windshield?
Yes, you should use insurance to replace your windshield, if it would cost more than your deductible to pay out of pocket for the work. If the deductible exceeds the repair or replacement cost, the insurer will not cover any of it and filing a claim would be pointless. A glass repair claim may cause your premium to increase slightly, because of the cost to your insurer.
Glass damage is usually covered by comprehensive insurance,...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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