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You need an SR-22 for 1-5 years after a DUI, though most states require you to have it for three years. You must be continuously insured during this timeframe, since any lapse in coverage will cause the SR-22 clock to reset.
Once you’ve maintained your SR-22 insurance for the required period of time after a DUI, you can contact your insurance company and ask them to cancel the SR-22 filing. However, keep in mind that your insurance company will have to contact the state DMV to remove the form. If you attempt to cancel the SR-22 early, you will face repercussions including hefty fines and a driver’s license suspension.
Since a DUI conviction and an SR-22 classify you as a high-risk driver, you should expect your insurance rates to go up by about 80%, though the exact amount will depend on your state. The good news is that insurance companies only look back 3-5 years on your driving record when calculating your premium, so your rates will eventually go back down.
People also ask
How can I view my CLUE report online?
You can view your CLUE report online by visiting the LexisNexis website and filling out the online request form. LexisNexis is the consumer reporting agency that produces CLUE reports, which provide information about individuals and properties to organizations such as banks and insurance companies. Alternatively, you can request a copy of your report by phone, mail or email.
Ways to Access Your CLUE Report
1. View your CLUE report online
2. Call 866-897-8126...
read full answer by WalletHub, Financial CompanyHow do I find out if I still need an SR-22?
To find out if you still need an SR-22, contact your local DMV office and ask if your SR-22 form has been filed for the required period of time. If it has, you can then contact your car insurance company and request that they remove your SR-22 filing with the state. Each state has its own requirements, but you usually only need an SR-22 for about three years.
You should never cancel your SR-22 filing...
read full answer by WalletHub, Financial CompanyHow far back do insurance companies check for DUI?
Most insurance companies check your driving record for DUIs from the past 3 to 5 years. This is the company’s “look-back period.” In many states, this is also as long as a DUI conviction will remain on your record. In others, like California and New York, a DUI stays on your record for 10 years. Florida keeps your DUI on your driving record for 75 years. During this time period, your DUI will show up...
read full answer by Syd Jones, WalletHub Credit Card AnalystDid we answer your question?
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