McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Full coverage insurance in Virginia costs $138 per month, or $1,653 per year, on average. This is cheaper than the national average cost of full coverage, which is $2,117 per year.
Cheapest Full Coverage Car Insurance in Virginia
| Company | Average Yearly Cost | Average Monthly Cost |
| $934 per year | $78 per month | |
| $1,008 per year | $84 per month | |
| $1,070 per year | $89 per month | |
| $1,085 per year | $90 per month | |
| $1,098 per year | $92 per month |
Note: Premiums are average rates for a good driver in Virginia; individual premiums will vary.
A full coverage policy usually includes collision and comprehensive insurance, plus the types of coverage required by Virginia law. In Virginia, liability insurance and uninsured motorist coverage are mandatory for all drivers.
How to Get Cheaper Full Coverage Insurance in Virginia
- Compare quotes from at least three different companies to make sure you're getting the best deal.
- Increase your deductible. Higher deductibles lead to lower premiums, but remember to only pick a deductible you'd be able to afford in an emergency.
- Make sure you're getting all the discounts you can qualify for.
- Sign up for usage-based insurance. Some insurance companies use either a plug-in device or a smartphone app to track you driving and will give you a discount for driving safely.
To learn more, check out WalletHub's guides to full coverage car insurance and the cheapest car insurance in Virginia.
People also ask
How much is car insurance in Virginia per month?
Car insurance in Virginia costs $50 per month or $603 per year for minimum coverage, on average. The cheapest car insurance companies in Virginia are Patriot, Union Mutual, and USAA, and getting quotes from several companies can help you find the best deal.
The average cost of car insurance in Virginia is 53% lower than the national average auto insurance premium. There are several factors that affect how much you'll pay for car insurance in Virginia,...
read full answer by Candace Baker, Car Insurance WriterHow much is full coverage insurance?
Full coverage insurance costs $1,997 per year or $166 per month, on average. Full coverage car insurance is more expensive than the legal minimum auto insurance coverage because full coverage usually includes collision and comprehensive insurance as well as the minimum coverage required by a state.
The cost of full coverage car insurance varies based on the state, the driver’s chosen coverage limits, the driver’s risk factors, and the vehicle’s value. Additionally, comprehensive and...
read full answer by WalletHub, Financial CompanyWhat is full coverage insurance in Virginia?
Full coverage insurance in Virginia is usually defined as a policy that provides more than the state’s minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $20,000 in property damage coverage. Full coverage in Virginia also includes optional collision and comprehensive insurance. As a result, full coverage insurance costs an average of $1,653 per year in Virginia, while a state minimum policy costs $603 per year.
If you can’t afford to repair or...
read full answer by Anamarie Waite, Car Insurance WriterDid we answer your question?
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