McKayla Girardin, Car Insurance Writer
@mckayla_girardin
No, car insurance in Nevada is not cheaper than in California. California car insurance rates are an average of $664 per year cheaper than Nevada, in part because California has lower minimum coverage requirements.
Average Monthly Cost of Car Insurance in Nevada vs. California
| Category | Nevada | California |
| Good Drivers | $163 per month | $108 per month |
| Full Coverage Policy | $427 per month | $380 per month |
| Young Drivers (16 to 19-year-olds) | $277 per month | $166 per month |
| Older Drivers (55 and 65-year-olds) | $74 per month | $60 per month |
| High-Risk Drivers | $127 per month | $148 per month |
| Best Company Overall |
Note: Rates are an approximation based on a driver with minimum coverage. The “high-risk” category represents a driver with a DUI on their record. Where not noted, the driver is assumed to be a 45-year-old man. Actual rates will vary.
Drivers in Nevada can still find cheap car insurance rates by comparing quotes from several different insurers regularly, taking advantage of available discounts, and having safe driving habits.
To learn more, check out WalletHub's picks for the cheapest car insurance companies in Nevada and California.
People also ask
Why is California car insurance so expensive?
Car insurance in California is expensive because the state has multiple densely populated, high-crime urban areas. In California, you can expect to pay approximately $4,556 per year for full coverage car insurance or $1,291 per year for minimum coverage. Car insurance in California is more expensive for full coverage compared to the national average, which is around $4,211 per year for full coverage and about $1,407 per year for minimum coverage.
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read full answer by Anamarie Waite, Car Insurance WriterHow can I get cheaper car insurance?
The best way to get cheaper car insurance is to compare quotes from multiple companies and then switch to whichever insurer offers the coverage you want at the cheapest rate. Other ways to get cheaper car insurance include taking advantage of discounts, improving your driving record, and raising your credit score.
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1. Compare quotes every 6-12 months.
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read full answer by WalletHub, Financial CompanyWhere can I compare car insurance quotes?
You can compare car insurance quotes by getting prices directly from GEICO, State Farm, and Allstate, then using a comparison site like Experian to see how other insurers’ rates compare. It’s best to get quotes directly from the biggest insurers because they do not allow third-party sites to offer quotes on their behalf.
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