Lilah Butler, Car Insurance Writer
@lilah_c
Liberty Mutual has rideshare insurance that it offers through Lyft and Uber in select states as one of the rideshare companies' official auto insurance providers. However, Liberty Mutual does not sell rideshare insurance directly to drivers as an add-on for personal car insurance policies.
Lyft drivers in Arizona, Michigan, New Mexico, Texas, and Utah are covered by Liberty Mutual while their Lyft app is on. Similarly, Uber drivers in Connecticut, Rhode Island, Vermont, New Hampshire, Maine, Massachusetts, South Carolina, and Puerto Rico are covered by Liberty Mutual through the completion of a trip or delivery.
- App On, Waiting for a Request: $50,000 per person in bodily injury liability coverage (up to $100,000 per accident) and $25,000 per accident in property damage liability coverage.
- Picking Up or Carrying a Passenger: $1 million in third-party liability coverage, plus uninsured/underinsured motorist bodily injury coverage, and contingent comprehensive and collision coverage (applies if the driver has personal comprehensive and collision insurance).
- Deductible for Comprehensive and Collision Coverage: $1,000 for Uber and $2,500 for Lyft.
A driver's personal car insurance policy applies when their rideshare app is turned off.
People also ask
How much does rideshare insurance cost?
For customers with a personal auto policy, the additional costs quoted by companies like Farmers and Erie for rideshare insurance are usually from $6 to $25 per month. Allstate offers its rideshare coverage for only $15 to $20 per year.
Rideshare insurance costs less than many drivers would think, making it well worth the price. However, prices vary and it’s important to look carefully at what each company covers. Costs often vary because companies...
read full answer by Merrill Burchell, Car Insurance WriterAre Liberty Mutual insurance rates competitive?
Yes, Liberty Mutual insurance rates are competitive for certain drivers, including teenagers, and college students. Liberty Mutual car insurance customers pay an average of $1,090 per year, which is more than the national average of $671 per year. Liberty Mutual's car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also...
read full answer by WalletHub, Financial CompanyHow much is commercial auto insurance for Uber drivers?
Commercial auto insurance for Uber drivers can cost $1,200 to $2,400 or more per year. A cheaper alternative is rideshare insurance, for $10 to $350 per year, depending on your location and insurer. Rideshare coverage is a specialized kind of insurance that bridges the gap between your personal auto policy and the coverage that Uber and other rideshare companies provide for drivers.
Your personal auto insurance is unlikely to cover accidents you’re involved in...
read full answer by Merrill Burchell, Car Insurance WriterDid we answer your question?
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