McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Full coverage car insurance with State Farm costs an average of $293 per month ($3,514 per year). Full coverage policies from State Farm typically include comprehensive and collision coverage, along with any other types of insurance required by state law, such as liability insurance or uninsured motorist coverage.
Average Cost of Full Coverage Car Insurance with State Farm
State | Monthly | Annual |
$293 per month | $3,514 per year | |
$198 per month | $2,370 per year | |
$327 per month | $3,921 per year | |
$455 per month | $5,464 per year | |
$203 per month | $2,438 per year |
Premiums are representative of a good driver; individual premiums will vary.
A full coverage car insurance policy from State Farm costs less than the national average full coverage insurance premium ($351 per month). State Farm full coverage is 241% more expensive than a minimum coverage policy from State Farm, on average.
To learn more, check out WalletHub's guide to full coverage car insurance and read our full review of State Farm.
People also ask
How much is full coverage insurance?
Full coverage insurance costs $1,997 per year or $166 per month, on average. Full coverage car insurance is more expensive than the legal minimum auto insurance coverage because full coverage usually includes collision and comprehensive insurance as well as the minimum coverage required by a state.
The cost of full coverage car insurance varies based on the state, the driver’s chosen coverage limits, the driver’s risk factors, and the vehicle’s value. Additionally, comprehensive and...
read full answer by WalletHub, Financial CompanyWhat does State Farm full coverage auto insurance cover?
State Farm's full coverage auto insurance covers liability claims, collision damage regardless of fault, and non-accident damage from things like animals and severe weather. Full coverage always includes liability insurance, collision insurance, and comprehensive insurance.
The exact definition of full coverage changes depending on your state's minimum auto insurance requirements. In some states, State Farm full coverage may also include uninsured/underinsured motorist coverage (UM/UIM), personal injury protection (PIP), and/or medical payments coverage (MedPay).
Full coverage insurance...
read full answer by Leif Olson, Car Insurance WriterWhy is State Farm so expensive?
State Farm is so expensive because car insurance is expensive in general, due to rising costs for insurers. But at $718 per year, the average State Farm car insurance policy is actually cheaper than coverage from most competitors. In fact, State Farm is one of the cheapest car insurance companies nationally.
Even though State Farm offers cheaper-than-average rates, its premiums can get expensive for drivers with certain characteristics. For example, teenagers pay an average of $1,803 per year for State Farm...
read full answer by Candace Baker, Car Insurance WriterDid we answer your question?
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