Candace Baker, Car Insurance Writer
@candacebaker
No, State Farm does not offer temporary car insurance. The only way to get short-term car insurance from State Farm, or any other reputable insurer, is to purchase a six-month or 12-month policy and cancel when you no longer need it. If you decide to terminate your State Farm car insurance policy early, you will not be charged any cancellation fees. You may also be able to get a refund for any unused coverage time you’ve prepaid for.
One State Farm alternative to temporary car insurance is a non-owner policy, which is available to drivers who do not own or have regular access to a vehicle. Non-owner car insurance is cheaper than a standard auto policy, since you are not covering a specific vehicle. If you rent or borrow vehicles often but don’t own a car yourself, then State Farm's non-owner car insurance is an affordable option.
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