WalletHub, Financial Company
@WalletHub
Allstate offers a Vehicle Service Contract, which is similar to mechanical breakdown insurance (MBI) as it covers repairs to major vehicle systems, like the engine and transmission. Allstate’s Vehicle Service Contract covers your vehicle after your factory warranty has expired.
What Allstate's Vehicle Service Contract Covers
- Engine
- Transmission
- Steering
- Suspension
- Electrical
- Air conditioning
- Drive axles
- Cooling
- Fuel
- Brakes
An Allstate Vehicle Service Contract also covers towing, emergency road services, rental car reimbursement, and trip interruption coverage. It’s important to note that you will be required to pay a deductible out of pocket when filing a claim before your plan will pay for the rest, up to your policy limits.
What Allstate's Vehicle Service Contract Doesn't Cover
- Normal maintenance
- Filters
- Fluids
- Tires
- Brake pads and brake shoes
- Spark plugs
- Damage caused intentionally or by improper maintenance
You can call 800-669-2214 to get a quote from Allstate. To learn more, check out WalletHub's complete Allstate insurance review and guide to mechanical breakdown insurance.
People also ask
Does Allstate offer extended warranties?
Yes, Allstate offers a type of extended warranty. Allstate's extended warranty program is called Extended Vehicle Care, and it covers repairs to the engine, transmission, brakes, suspension, and steering, among other things after the manufacturer's warranty has expired. The cost of Allstate's Extended Vehicle Care varies depending on the vehicle, but it averages about $25-$60 per month.
In general, extended warranties are meant to keep drivers from paying out of pocket for sudden repairs,...
read full answer by Lilah Butler, Car Insurance WriterDoes car insurance cover mechanical problems?
No, car insurance does not cover mechanical problems unless you carry mechanical breakdown insurance. Mechanical breakdown insurance is a policy add-on that covers the failure of major vehicle systems such as the engine or transmission.
Standard car insurance policies do not provide this coverage, so if you don’t purchase mechanical breakdown insurance, you will have to pay for the repairs yourself. Several major insurance companies, including GEICO and Allstate, offer mechanical breakdown insurance, which only costs about...
read full answer by WalletHub, Financial CompanyDoes car insurance cover engine repairs?
No, car insurance does not cover engine repairs unless you have mechanical breakdown insurance or the damage is the result of a covered cause, such as a car crash. Mechanical breakdown insurance is a car insurance policy add-on that covers the failure of major vehicle systems, including the engine.
Even mechanical breakdown insurance (MBI) is not guaranteed to cover engine repairs. MBI covers engine repairs after sudden failure, but it does not pay for repairs related to normal...
read full answer by WalletHub, Financial CompanyDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.