McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Erie is cheap for drivers who have full coverage policies. Drivers can also save even more with Erie by taking advantage of discounts for things like having multiple policies from Erie or for having a vehicle equipped with safety features. Erie is not one of the cheapest car insurance companies overall, though, and young drivers specifically may find cheaper rates elsewhere.
Average Rates for Erie Car Insurance vs. Top Competitors
| Company | Minimum Coverage | Full Coverage |
| Erie | $216 per month | $422 per month |
| State Farm | $238 per month | $455 per month |
| Geico | $129 per month | $336 per month |
Note: Premiums are representative of a full coverage in NY; individual premiums will vary.
Erie may not be one of the cheapest car insurance companies for most drivers, but it does offer a variety of discounts, like discounts for taking a driver training course or for paying your policy in full. Plus, Erie rewards customer loyalty with discounts for insuring more than one car and bundling multiple policies, such as home and auto.
Your final premium is based on a variety of factors, though, such as your driving record, insurance history, and more. Every insurance company determines their rates differently, so the best way to find a good deal is to compare quotes from multiple insurers and take advantage of every discount.
If you want to learn more, you can check out WalletHub’s review of Erie.
People also ask
How can I get cheaper car insurance?
The best way to get cheaper car insurance is to compare quotes from multiple companies and then switch to whichever insurer offers the coverage you want at the cheapest rate. Other ways to get cheaper car insurance include taking advantage of discounts, improving your driving record, and raising your credit score.
10 Ways to Get Cheaper Car Insurance
1. Compare quotes every 6-12 months.
Every car insurance company calculates premiums slightly differently,...
read full answer by WalletHub, Financial CompanyWhy did my Erie rate go up?
Your Erie rate could have gone up for many reasons, such as a recent claim or a new driver being added to the policy. Other factors that could cause Erie to raise your rate include getting into an accident, being convicted of a moving violation, and adding coverage to your policy. Erie may also raise your premiums for reasons that are beyond your control, such as recent natural disasters, increasing repair and healthcare costs, and...
read full answer by Candace Baker, Car Insurance WriterDoes Erie use telematics?
Yes, Erie uses telematics with YourTurn, a program that tracks your driving habits using a mobile app. You can get a when you sign-up for YourTurn, and the better you drive, the more you can save with Erie.
How Erie's YourTurn Works
- Tracks hard acceleration, hard braking, hard cornering, speeding, miles driven, and phone usage while driving
- Uses a mobile app for tracking
- Has a just for signing up
- ...
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