WalletHub, Financial Company
@WalletHub
The General is cheap because the company sells directly to consumers and keeps overhead costs low. Not having agents means there are no commissions to pay, and the company lowers operating costs by offering basic coverage options and limited customer support online. The General ranked 4th overall in WalletHub’s cheap car insurance review, partly because it offers discounts for good students and military service members. Plus, The General rewards customer loyalty with discounts for insuring more than one car or bundling multiple policies, such as home and auto.
The General is especially cheap for high-risk drivers in particular. That’s because The General has special savings opportunities for drivers in this category, such as discounts for taking a driver training course or being continuously insured. But even though The General is among the cheapest car insurance companies, the only way to confirm you’ve found the lowest price is to compare quotes from multiple companies. Your final premium is based on a variety of factors, like your driving record, insurance history, the type of car you drive, and more, and all insurance companies can’t offer the same rate.
If you want to learn more, you can check out WalletHub's review of The General. You can also call +1 (866) 519-7422 to get a personalized quote from The General.
People also ask
How can I get cheaper car insurance?
The best way to get cheaper car insurance is to compare quotes from multiple companies and then switch to whichever insurer offers the coverage you want at the cheapest rate. Other ways to get cheaper car insurance include taking advantage of discounts, improving your driving record, and raising your credit score.
10 Ways to Get Cheaper Car Insurance
1. Compare quotes every 6-12 months.
Every car insurance company calculates premiums slightly differently,...
read full answer by WalletHub, Financial CompanyWhy did The General raise my rate?
The General could have raised your rate for many reasons, such as a recent claim or a new driver being added to the policy. Other factors that could cause The General to raise your rate include getting into an accident, being convicted of a moving violation, and adding coverage to your policy. The General may also raise your premiums for reasons that are beyond your control, such as recent natural disasters, increasing repair and healthcare...
read full answer by Candace Baker, Car Insurance WriterDoes The General use telematics?
No, The General does not use telematics. Telematics is a technology that uses wireless devices to transmit data, and some car insurance companies use it to track customers' driving habits and reward good drivers with a discount or rebate. However, The General does not.
To learn more, check out WalletHub's guide to usage-based insurance.
read full answer by Candace Baker, Car Insurance WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.