Grace Enfield, Content Writer
@grace_enfield
Citibank offers personal loans that can be used to cover medical expenses. Citibank’s personal loans offer $2,000 - $30,000 in funding with an APR range of 9.99% - 19.49%**, repayment periods of 12 - 60 months and an origination fee of 0%.
Citibank Personal Loan Info
- Loan Amounts: $2,000 - $30,000
- Repayment Periods: 12 - 60 months
- APR Range: 9.99% - 19.49%**
- Origination Fee: 0%
- Credit Score Requirement: 740+
Before you officially apply for a loan, it’s a good idea to see if you pre-qualify. You can use the free pre-qualification tool on WalletHub to estimate your approval odds and your potential rates with multiple lenders at once.
Most medical providers accept credit cards, and you may be able to get low-interest financing.
People also ask
Is Citibank a direct lender for personal loans?
Yes, Citibank is a direct lender, which means they handle the full loan process, from application to funding and beyond, instead of simply matching you with another lender. Direct lenders are the only ones that handle your information, so it’s more secure, and they make the loan process faster by removing middlemen.
In the end, your loan comes directly from Citibank, not through a partnering bank or credit union. Getting a loan from a...
read full answer by Grace Enfield, Content WriterIs it difficult to get a Citibank personal loan?
It is not very difficult to get a personal loan from Citibank because they offer personal loans for people with credit scores as low as 740+. Other Citibank personal loan requirements include being at least 18 years old (21+ in Puerto Rico), having an SSN, and having enough income to afford monthly loan payments.
Citibank Personal Loan Requirements
- Minimum Credit Score: 740+ credit score
- Minimum Income: Not disclosed
- Age: 18+...
Does Citibank do a hard inquiry?
Yes, Citibank does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.
Citibank's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see how your individual...
read full answer by Rick Bormin, Personal Loans ModeratorDid we answer your question?
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