Grace Enfield, Content Writer
@grace_enfield
Most installment loans require a credit check, but not all do. You can find personal loans with no credit check, for example, and you won’t be subject to a credit check when applying for most federal student loans or some credit-builder loans. Keep in mind that you're unlikely to find a car loan, a mortgage, or a home equity loan with no credit check.
The best installment loans with no credit check are from 60MonthLoans. Personal loans from 60MonthLoans allow you to borrow $2,600 - $10,000, with an APR of 17.75% - 35.90% and a repayment period of 12 - 60 months.
Best No Credit Check Installment Loans in 2025
| Company | Loan Amounts | APRs | Repayment Periods |
| $2,600 - $10,000 | 17.75% - 35.90% | 12 - 60 months | |
| $500 - $5,000 | 160% - 195% | 9 - 18 months | |
| $500 - $3,000 | 99% - 399% | 6 - 24 months |
For more information, check out WalletHub’s complete review of the best no credit check installment loans. Then, you can estimate your potential rates with our free pre-qualification tool.
If a loan isn’t right for you, you could also consider getting a credit card with no credit check.
People also ask
What credit score do you need for an installment loan?
You need a credit score of at least 580 to qualify for a decent installment loan from a major lender. You will likely need a higher score to get a personal installment loan with no origination fee and a low APR, however.
Other types of installment loans will have different requirements than personal loans. For example, you may be able to get a mortgage or a car loan with a low credit score or...
read full answer by Grace Enfield, Content WriterWhat type of loan does not require a credit check?
Some types of loans that do not require a credit check are payday loans, personal loans with no credit check, most federal student loans, and some credit-builder loans. Most of these loans are meant for borrowers with bad or no credit history, so the interest rates and fees might be higher compared to other types of loans.
The best no credit check personal loans are from 60MonthLoans because the company has loan amounts of $2,600 - $10,000, APRs as low as...
read full answer by Grace Enfield, Content WriterDid we answer your question?
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