Burlington Credit Card Reviews: Is It Worth It? (2026)Reviews, rates, fees, and rewards details for The Burlington Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership fees10% discount initial rewards bonusQualify with fair creditHigh regular APR
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Burlington Credit Card has a rating of 3.5/5 according to our proprietary credit card rating system. This rating reflects how appealing Burlington Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Rewards (Store Cards)'. To break it down further, Burlington Credit Card earned a score of 5.0/5 for Fees, 3.3/5 for Rewards, 3.4/5 for Cost, and 3.8/5 for User Reviews. Info about the Burlington Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
3.8/5
49 reviewsRead and write reviews
Market Comparison
Market Comparison
3.5
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Rewards (Store Cards)” for this card.
Fees
5.0
Rewards
3.3
Cost
3.4
Other Features
0.0
3.5/5
Compared against 1,500+ credit cards
KEY TERMS
Credit Score
Credit Score
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
33.99%
Balance Transfer
Balance Transfers Not Allowed
Rewards
Get 10% off your first purchase today.
Earn 1 point for every $1 spent on Burlington purchases.
100 Points = $5 in Rewards; 500 Points = $25 in Rewards; 1000 Points = $50 in Rewards; 2000 Points = $100 in Rewards.
Extended, receipt-free returns on Burlington purchases.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
User Reviews
3.8
Market Comparison
3.5
fees: 5.0
rewards: 3.3
cost: 3.4
Other Features: 0.0
3.6WalletHub Rating
WalletHub Rating
3.6
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.5
User Reviews
3.6
Market Comparison
3.5
fees: 5.0
rewards: 3.0
cost: 3.6
Other Features: 0.0
4.0WalletHub Rating
WalletHub Rating
4.0
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.7
User Reviews
3.9
Market Comparison
4.0
fees: 2.1
rewards: 4.3
cost: 4.6
Other Features: 0.0
(49)
(1,072)
(1,622)
annual fee$0
annual fee$0
annual fee$0 intro 1st yr, $95 after
rewards rate 1 point / $1
rewards rate 1 - 5% Cash Back
rewards rate 1 - 6% Cash Back
bonus offer10% discount
bonus offerNone
bonus offer As High As $300 Cash Back. Find Out Your Offer.
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APR0% for 12 months
transfer intro aprNot Offered
transfer intro aprNot Offered
transfer intro apr0% for 12 months|Transfer Fee:3% (min $5)
Can't find what you are looking for? Submit your question about Burlington Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
You can make a Burlington Credit Card payment online, by phone, by mail or through EasyPay. To pay a Burlington Credit Card bill online, log in to your online account and click on "Make a Payment." Then, choose how much to pay, when to pay it, and where the payment is coming from. Comenity does allow cardholders to set up automatic payments, too.
Ways to Make a Burlington Credit Card Payment
Online:Log in to your online account and click on "Make a Payment," or use the EasyPay feature to pay your bill.
By phone: Call 1-877-213-6741 and enter your card information when prompted, then follow the prompts to make a credit card payment.
By mail: Send a check or money order (but not cash) to
Comenity Capital Bank PO Box 183003 Columbus, OH 43218-3003
Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.
In conclusion, there are multiple ways to make a Burlington Credit Card payment, so just choose whichever method suits you best. The important part is to not miss payments, as that can seriously damage your credit score.
The easiest way to apply for the Burlington Credit Card is online, and you can get to the online application by clicking the "Learn More" button on WalletHub or by going directly to Comenity Capital's website. Alternatively, you can apply in store.
Keep in mind that the Burlington Credit Card requires fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily...
The Burlington Credit Card credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Burlington Credit Card.
Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the Burlington Credit Card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
Yes, Burlington does have a credit card, the Burlington Credit Card.If you're interested in applying for this card, keep in mind that it requires at least fair credit for approval.
If you are approved, you'll get 10% off your first purchase. The Burlington Credit Card also gives 1 point per $1 spent on eligible purchases. Cardholders get an extended window for returns, too, and no receipt is required.
The starting credit limit for the Burlington Credit Card is determined on a case-by-case basis. There isn't even a minimum limit listed in the terms and conditions. It all comes down to your credit history, income and debt.
This means you won't know what your spending limit is until you've been approved for this card. But if you're not satisfied with the limit you get, you're not necessarily stuck with it forever. You can request a...
Be aware that if there's a balance remaining on the canceled account, you are still required to make at least the minimum payment every month until the balance is paid in full. In addition, if you cancel your credit card, you will forfeit any unused points, so be sure to redeem them before you close the account. You...
You can no longer use your Burlington Credit Card instantly after approval.
This option was offered as long as Burlington's online shop was functional. They're no longer selling their products online, so you must wait for your card to arrive in order to use it in their store locations. This could take 7-10 business days after you've been approved.
You can get approved for the Burlington Credit Card immediately after applying if your application meets the issuer's exact criteria. However, if you don't get a decision immediately after applying, it doesn't mean you won't have a shot after your application is reviewed in more detail. In that case, you should receive a decision in the mail in 7-10 business days after applying.
If you haven't heard back after 10 business days, then give customer service...
It should take 7-10 business days to get the Burlington Credit Card after you get approved. Unfortunately, you cannot request expedited shipping at the moment.
If your card doesn't arrive after 10 business days, then call customer service at (877) 213-6741. They'll be able to send you a replacement card if the original got lost on the way.
Share your insights and review for the Burlington Credit Card
5
59%
4
10%
3
4%
2
4%
1
22%
3.8
49 reviews
49 reviews
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carmela ciarlo @Ritaciarlo
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1 Star Rating
Terrible experience impossible to manage payments on line Terrible customers service do not open this credit card it's been a nightmare from the beginning
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0
Marie Pamphil @maudepamphil
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1 Star Rating
Verified Customer
Burlington credit card is the worse credit card ever, please don/t fall for it. Never, Never again. If I could give these people a 0-star rating for their ways of dealing with customers, I wouldn't think twice. Burlington Credit Card is a company that's out there taking people's money without fear and has hired a bunch of rude agents who are disrespectful to customers. I paid my card in full, and two months later, they came up with non-existent fees and extra charges. Where do they do that? A bunch of thieves.
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0
0
Paul Martins @mapa22774
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1 Star Rating
Verified Customer
Bread/Comenity - worst company to have any card through!
Opened a Burlington card on 06/29/2024 and used it for a few gift purchases.
On 04/24/2025, they shut my card down due to inactivity.
The last purchase was made on 12/03/2024.
Really? Short of 5 months not using it.
We consumers take a hard inquiry that stays on our report for 2 years and you shut down for not using the card shy of 5 months?
Ridiculous!
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0
Mark Ridge @ilham_arif2011
I had another issue, I called to their line and paid the total balance. Month and half later I got a call from them saying I had a balance of $39 and some cents because I did not calculate the interest that was accruing for that month and they charged me $33 of late fee because I did not pay that $6 of interest. The customer service was so rude. I never got a statement and they wouldn't listen and was so rude. You are better off not having the card.
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Marie Pamphil @maudepamphil
@ilham_arif2011 you are right about that , I just had the same situation with them .
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0
0
patrick scott @patricks_68
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1 Star Rating
Verified Customer
They're not easy to work with at all. And I was very dissatisfied with their customer service, as well as with their employees at customer service who don't speak English over half the time. And that includes Berks, Bealls, Academy, and who knows who else Comenity represents.
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0
0
Erica Raven @ericacaxina
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1 Star Rating
Verified Customer
I would give this card a negative zero because the late fees are so high, $41 plus $27. I hate this card so much. I tried to pay in store, and they only wanted cash. Do not get this card; it's the absolute worst card I've ever had! And my score dropped from 799 to 497 in3months.The card is the opp
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0
0
Yoan Ventura @venturayo33
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1 Star Rating
Verified Customer
This is the worst card ever! If you are late making a payment by mistake or forgot about it, they penalize you with a $41 fee! They never remove that fee; they want to ensure you pay them no matter what. I have a 750 credit score, and these people don't care; they just want your money without mercy. Be careful with this card; I would not recommend it to my worst enemy! This card is horrible, a nightmare! Don't use it if you don't have to! Good luck!
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kaleydawnmeyers @kaleydawnmeyers
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5 Star Rating
Verified Customer
Love this card and love Burlington even more. Communication is good. Understanding customer service. Definitely a recommended card for sure.
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0
0
Serena @serenahawkins65
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5 Star Rating
Verified Customer
I love my Burlington credit card. It helps me out a lot and your rate is very good. I love shopping at this store. Great prices on clothes, household items.
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0
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Crystal @crystlou
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4 Star Rating
Verified Customer
I want to say that I love my Burlington credit card because I can find lots of household goods there and even comforters in a few toys. BECAUSE THEY'RE INTERESTED SO HIGH, I keep their balance extremely low. The more for convenience of something different but I wouldn't carry a balance more than two or three months if I could.
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0
Alyssa Larsen @alyssalarsen1017
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1 Star Rating
Verified Customer
First they sent my card to the wrong address. After a few months they started charging an "inactivity fee" and since I was already signed up for paperless billing I was never notified that I owed them anything. Until another month later when it screwed up my whole credit score because it became days late... Communication is key!
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