WalletHubNo membership fees0% intro APR on purchases0% intro APR on balance transfersHigh rewards rateNo rewards bonusBalance transfer feeRequires good/excellent creditCapital One® Platinum Preferred℠ Rewards Credit Card
Capital One® Platinum Preferred℠ Rewards Credit Card
We're sorry, but the Capital One® Platinum Preferred℠ Rewards Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.
You can write a review about the Capital One® Platinum Preferred℠ Rewards Credit Card or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
Credit Score
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 9 months, 16.49% - 25.49% (V) APR after that
Balance Transfer
0% intro APR for 9 months, 16.49% - 25.49% (V) APR after that
Balance Transfer Fee
Rewards
Earn unlimited 2% cash back on gas and at grocery stores and 1% on all other purchases.
There is no cap to the amount of rewards you can earn on purchases and rewards don’t expire for the life of the account.
You can get your cash back upon request in the form of a statement credit or a check. You can also set up an automatic redemption preference.
Capital One® Platinum Preferred℠ Rewards Credit Card's Additional Info
Get access to a higher credit line after making your first 5 monthly payments on time.
Enjoy Account Management Tools, Security and Account Alerts, Card Lock, Fraud Coverage and more.
Equiped with Travel & Retail benefits like Travel Accident Insurance, Auto Rental Collision Damage Waiver, Extended Warranty and more.
| cash advance fee | 3% (min $10) |
| cash advance APR | 25.49% (V) |
| foreign transaction fee | $0 |
| smart chip | Yes, chip-and-signature |
| max late fee | $38 |
| max overlimit fee | $0 |
| max penalty APR | N/A |
| grace period | 25 days |
Capital One® Platinum Preferred℠ Rewards Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate
No rewards bonus
Balance transfer fee
Requires good/excellent credit
Compare The Capital One® Platinum Preferred℠ Rewards Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 9 months | Purchase Intro APR0% for 15 months | Purchase Intro APR0% for 15 months |
transfer intro apr0% for 9 months|Transfer Fee: 3% | transfer intro apr0% for 15 months|Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time | transfer intro apr0% for 15 months|Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) |
Regular APR16.49% - 25.49% (V) | Regular APR18.99% - 28.99% (V) | Regular APR18.74% - 28.24% (V) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Offer last updated: Nov 12th, 2025 at 11:24 ET
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