How do I apply for the Citgo Gas Card?
0
UpvotesReply
Evelyn Boros
You can apply for the CITGO Gas Card:
- Online
- By calling (800) 462-4846
- At your nearest Citgo location
To be considered eligible, make sure you have at least fair credit.
CITGO Gas Card
CITGO Gas Card
Info about CITGO Gas Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
RewardsAPRReviewsQ&AContactRewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Earn 10 cents on every gallon for the first 3 months from date account is opened.
Earn 5 cents ($.05) on every gallon after that, in fuel statement credits.
Special Cardholder offers and events.
APR on Purchases
29.99%
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
CITGO Gas Card Pros & Cons
No membership fees
High rewards rate
Qualify with fair credit
High regular APR
CITGO Gas Card's Additional Info
| cash advance fee | 5% (min $10) |
| cash advance APR | 29.99% |
| foreign transaction fee | N/A |
| smart chip | No |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 23 days |
Pay-at-the-pump convenience at over 5,500 CITGO locations.
Add Authorized users to your account at no extra cost.
Online Account Management with features like AutoPay, eBill and ePay.
Questions & Answers
Can't find what you are looking for? Submit your question about CITGO Gas Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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Can I purchase store items with my CITGO Gas Card?
10
UpvotesReply
Steven Beck
You can purchase store items with your CITGO credit card from CITGO locations.
Obviously, you can't use it at other places, but you can use it to buy anything located in the gas station, as long as your limit allows it.
Since you can only use it at...
How do I get a PIN for my CITGO Gas Card?
9
UpvotesReply
Archie Conway
You can ask for a CITGO Gas Card PIN by calling customer service at 877-295-2080.
Keep in mind, cash advances are very costly. For each one that you make with this particular card, you will be charged a fee equal to 5% of the amount of the transaction (minimum...
Can you use your CITGO credit card anywhere?
6
UpvotesReply
WalletHub
Unfortunately not. You will only be able to use your CITGO card at CITGO-branded locations. To find your nearest CITGO, please visit: https://www.citgo.com/Locator/StoreLocator.jsp . Best of luck!
Where can I use my CITGO Gas Card?
6
UpvotesReply
Maria Adams
You can use your CITGO Gas Card at CITGO locations, as well as all Synchrony Car Care locations nationwide. The CITGO Gas Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated retailers.
Where...
How can I get a CITGO Gas Card cash advance?
2
UpvotesReply
Lisa Cahill
You can get a CITGO Gas Card cash advance from any ATM, but you will need to call the number on the back of your card to obtain a PIN number.
In addition to ATM withdrawals, certain cash-like items count as cash advances. Those include money orders, cashier's checks,...
How can I check my CITGO Gas Card application status?
1
UpvoteReply
Joseph Bulebush
You may receive an instant response to your Citgo credit card by email. If that's not the case, they will notify you by U.S. Mail within 30 days.
You can also call their Application Status center at 855-598-4879.
How do I get cash off of my card?
1
UpvoteReply
John Wittgap
Find an ATM, and put your card in it! Two things to note tho: make sure you have a PIN first, and read up on the cash advance fees.
Can you get cash back with this card?
1
UpvoteReply
Can I redeem CITGO Gas Card cash back as a gift card?
0
UpvotesReply
Rick Gramley
You'll only get the CITGO Gas Card cash back as a statement credit - no gift cards.
Compare The CITGO Gas Card
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR29.99%
Regular APR29.99% (V)
Regular APR17.49% - 31.49% (V)
Rewards Rate5¢ / gallon
Rewards RateNone
Rewards Rate1 - 1.5% Cash Back
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CITGO Gas Card Reviews
Share your insights and review the CITGO Gas Card
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413 reviews
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1 Star Rating
My Citgo Awards card is good till 2020 and I still have a good amount available. I\'ve had it since 2017 and I used it last week but today I handed the attendant my card and he said that these cards are no longer being accepted by any Citgo gas stations any more and that they are now separate, so I did not get my gas even though they still had the Citgo sign. I called the Synchrony bank and they had no Idea as to why they are not accepting these cards.
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1 Star Rating
Verified CustomerCitgo gas card is one of the worst gas cards you can have! If you want a Great ⛽ card get a Mobil Chevron,Exxon or a Shell credit card! Don\'t get a Citgo credit card. I had friends who wanted to get a Citgo credit card and I told them don\'t. They were glad they listened to me.
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2 Star Rating
Had a $300 limit, i use it once a week or so, or when im low on cash for gas. Always pay off the whole balance. I look today and my limit is dropped to $70. Never had a late payment. Never maxed it out. Never used more than maybe $20 at a time. I also dont know why i bothered with the card to start because there arent any near me. Just was glad i had a synchrony approved card but ill be closing it asap.
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2 Star Rating
Verified CustomerThe Citgo gas card is new to me, but i have had to call their customer service team about my account and they are some of the nastest people i have ever talk to. They talk to customers like we are nothing, They act as though we are bothering them for calling. At this point the gas card its self seems fair but not the best or not the worst either. At this point i will keep it for a while and avoid calling customers service for anything..Hoping that the bank demands higher quality customer service soon.
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1 Star Rating
Verified CustomerWell, so far, the few Citgo stations we've tried have told us they no longer accept the card. Wonderful.
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2 Star Rating
So far, I haven't been able to access the card online. I buy gas every day, so getting $.10 is worth it, if just for the first three months. At the end of the week I send a payment. Of course I had to call CS to get any kind of mailing address. Sure hope it's the right one.
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1 Star Rating
Do not use or apply for this credit card . There are too many holes for fraud . If you like to give away money , there are better place to do it .
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2 Star Rating
This card is questionable. The CITGO gas card seems to have a few flaws with it compared to some of the more accessible ones out there. The main draw to it is the high APR compared to many other cards on the market. There is also little incentive to try this card, with the lack of initial reward bonuses or some form of special intro rate, which could be overlooked if the CITGO Gas Card had more going for it. The minor bonus of .05cents a gallon isn't too bad, but most of this card has lower end draws compared to other gas cards and other credit cards in general. With the little this card has to offer for people of any money range, I couldn't honestly think of a reason to get it.
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2 Star Rating
CITGO Gas Card has the 5 cents per gallon which is alright and pretty decent for a gas card. If you shop with citgo, i guess thats pretty good but the big downfall is the steep APR. 25% is like the upper limit for every other credit card out there, but this is just the only APR. Thats really high and pretty much makes you wonder, if you use this card for the money back, are you actually saving with that high of an APR? Citgo definitely needs to get a card with a lower APR in this day and age to make their card worth it.
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2 Star Rating
The main draw of the Citgo Gas Card would be the .05 per gallon that you earn in rewards but that's a lower reward than competing gas companies or stations offer. The incredibly high APR sits at 24.99% and should rightfully scare away most people from getting this card. There is no introductory rate to off-set the high APR, either, so it's 24.99% from the very first time you use it. If, for some reason, you prefer Citgo gas stations to all others then by all means apply for it, but there is no other reason to even consider this card when making your decision. I wouldn't recommend this to anyone in my family or even people that I don't like, most likely.
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Offer last updated: Mar 31st, 2023 at 12:01 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
29.99% (V)
ANNUAL FEE
$0
REWARDS RATE
None
BONUS OFFER
None
MINIMUM CREDIT