Where can I use my CITGO Gas Card?

Yes, you can use your gas credit card virtually anywhere as long as it belongs to a major credit card network like Visa or Mastercard. If, on the other hand, you have a gas-only co-branded card that does not belong to a credit card network, you will only be able to use it at the gas station it is affiliated with.... read full answer

Gas credit cards that can be used anywhere

Generally, gas credit cards are built to offer supplemented rewards on gas expenditures but do not have restraints on other purchases. There are gas credit cards that are co-branded with a specific gas station, but can be used anywhere. For instance, the Shell Credit Card belongs to the Mastercard network and can be used anywhere Mastercard is accepted.

Other cards have general gas purchases as part of their reward categories, but aren’t affiliated with a specific gas station. The Citi Premier® Card, for instance, earns 3 points per $1 spent at restaurants, supermarkets and gas stations, 3 points per $1 on air travel and hotels, and 1 point per $1 on all other purchases. And it belongs to the Mastercard network, so you can use it anywhere Mastercard is accepted.

Gas-only cards

Gas-only cards are more like store cards as they do not belong to a specific card network and you can only use them for purchases at their affiliated gas stations. So if your card does not have a network logo on it, it’s a gas-only store card. These cards tend to have more lenient approval requirements.

Yes, gas cards are considered credit cards because you can use a gas card’s credit line to purchase gas and then make payments on the account every month, just like a regular credit card. Gas cards are typically available to people with fair credit or better and report account activity to the major credit bureaus.... read full answer

Gas cards can be credit cards for use only at certain gas stations, co-branded gas station credit cards that you can use anywhere, or general credit cards that offer good rewards for any gas purchase. Many gas cards also have annual fees as low as $0.

Best Gas Credit Cards

To get a better idea of whether a gas card is a good fit for you, check out our editors’ picks for the best gas credit cards. You can compare offers based on fees, minimum credit requirements, and rewards on fuel purchases.

Finally, it’s important to note that some gas stations also have reloadable gift cards or prepaid cards that you can use to pay for gas. These cards only allow you to spend money you load to the card and are not credit cards. They should be clearly labeled so there’s no confusion, though.