We're sorry, but the Deserve® EDU Mastercard for Students may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-418-7353
You can review Deserve® EDU Mastercard for Students' rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit, Limited History
Annual Fee
$0
Rewards
Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $69).
Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
Feel secure with cell phone protection up to $600.
Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!
The Deserve® EDU Mastercard for Students is a good credit card for international students because it has a $0 annual fee, a $0 foreign transaction, and no SSN requirement. Deserve EDU accepts the combination of a passport, proof of a U.S. bank account, and some other basic documentation instead of... show more
Can't find what you are looking for? Submit your question about Deserve® EDU Mastercard for Students to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The Deserve® EDU Mastercard for Students interest rate is 22.99% Variable. This Deserve EDU card interest rate is variable, meaning it can change based on certain economic conditions.
Deserve EDU gives you a 23-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card's payment due date. You won't owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Deserve EDU card, it will accumulate interest daily at the card's regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.
All Deserve EDU card interest rates will be listed on your statement and on your online account summary.
The Deserve EDU Credit Card credit limit is usually around $1,000 to start, according to forum posts, and some cardholders report limits as high as $5,000. Deserve does not include any specific Deserve EDU credit limit information in the card's terms, though.
The Deserve® EDU Mastercard for Students is a good first-time credit card because it is available to people with limited credit and it offers rewards, giving 1% cash back. The card's annual fee is $0. Responsible use also builds credit, as the Deserve EDU Card reports account info...
The Deserve® EDU Mastercard for Students is not a metal credit card, as it is made of plastic like most other credit cards. There's no functional difference between a plastic card like the Deserve EDU Card and a metal credit card, though, so don't dismiss the Deserve EDU Card just...
The Deserve EDUMastercard age requirement is 18 years old. Plus, you need to be a student to get this card, and to have a source of income to pay your monthly bills.
Keep in mind that the Deserve EDU card also accepts international students. So, instead of...
Yes, the Deserve® EDU Mastercard for Students is a cash back credit card, which gives 1% cash back on purchases and has an annual fee of $0. Cash back will be automatically redeemed as a statement credit in increments of $25.
The Deserve® EDU Mastercard for Students card does not have a cash advance fee because the card does not allow cash advances. The Deserve EDU card can only be used for purchases. On the other hand, the Deserve EDU card can be used for purchases wherever cards on the Mastercard...
The Deserve® EDU Mastercard for Students foreign transaction fee is $0. This means you won't be charged extra anytime you use the Deserve® EDU Mastercard for Students card outside of the United States. This applies whether it's a purchase at a physical location in a foreign country or an...
Share your insights and review the Deserve® EDU Mastercard for Students
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35%
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3.7
198 reviews
198 reviews
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Adamotis @Adamotis
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1 Star Rating
Do not use for international travel! They advertise most cash back on international travel but it’s a lie! Was called to say travel to Italy , turned on international purchases on the app. Cannot use it !! False advertising! Do not get this card!!!
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Piss Right Off @whthawk
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1 Star Rating
They pre-approved me on their website, then declined me after I filled out the application for the reason of "too many inquiries" - which they could have seen from the soft-pull for the pre-approval (there were 8). Then, as a parting ϜU, they added another one to my credit report.
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Luuk @luukpessers
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3 Star Rating
The Deserve card is a (very) basic but okay credit card to hold on to but I tend to prefer paying with other cards that have higher rewards. Tend to use it as a backup payment method if Visa or AMEX aren’t accepted. In my case I was approved without a hard pull, but the initial credit limit was not competitive compared to my other cards.
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Or @expatinus
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1 Star Rating
Do not trust them. They didn't credit me with the advertised promotion and ignored my request for fixing it... It's always a red light when customer service fails to help even right at the first moment.
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Mark Kumpf @tiodao7
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1 Star Rating
I have had the card for almost 3 years, and it is not showing on any of the credit bureaus. It is a scam, it does not help you building any credit. Customer service is extremely rude and unhelpful, stay away from this shady company
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Kerri Hart @kerri_hart
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1 Star Rating
This is a shady company. They request that you provide your online bank log in AND password in order process your application. I can understand needing to verify but asking for a password to your bank account seems a bit extreme.
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DR WALTER GILL MD @dr_walter_gill_md
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1 Star Rating
BAD, NO GOOD, Picky, ask too many questions about your school. Then they denie you. Not worth it, waste of time and lowers your SCORE. This is not even a LAST resort find something better. DO NOT APPLY you will be sorry.
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Ralph @amlug
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1 Star Rating
Deserve Cards is a shady company. I was denied due to the "inability to provide sufficient income". Petal Card, however, approved us for 4500. Support is incapable of helping, stay away from this company. After emailing they told me I would have to call so they can verify my identity. Calling them results in someone who "is incapable" of helping you and recommends you apply again. Reapplied, some deal again. Email support keeps telling me to call which results in the above. Frustrating - just like big banks.
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+ 190 users submitted a rating without writing a full review
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