WalletHubQualify with bad creditMembership feesHigh regular APRForeign feeRequires security depositFirst Premier Bank Centennial® Secured Credit Card
First Premier Bank Centennial® Secured Credit Card
We're sorry, but the First Premier Bank Centennial® Secured Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-987-5521, Ext.
You can write a review about the First Premier Bank Centennial® Secured Credit Card or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
Credit Score
Bad Credit
Minimum Security Deposit
$200
Fees
APR on Purchases
19.9% (V)
First Premier Bank Centennial® Secured Credit Card's Additional Info
Upon approval, fund a Security Deposit of $200 to open your account and access your available credit.
Your initial credit limit will be $200 and your initial available credit will be only about $150, given the $50 Annual Fee that is charged on the card.
Reports monthly to the major Consumer Reporting Agencies.
Each time your Credit Account is eligible for and approved for an unsecured credit limit increase, a Credit Limit Increase Fee in the amount of 25% of the amount of the credit limit increase will be assessed to your Credit Account.
Once your account is opened, you may have the opportunity to build your credit limit to a maximum of $5,000 by making additional deposits.
* We are not affiliated with or authorized by First PREMIER Bank. The information herein has not been reviewed or approved by First PREMIER Bank.
| cash advance fee | 5% (min $6) |
| cash advance APR | 19.9% (V) |
| foreign transaction fee | 3% |
| smart chip | No |
| max late fee | $35 |
| max overlimit fee | $0 |
| max penalty APR | None |
First Premier Bank Centennial® Secured Credit Card Pros & Cons
Qualify with bad credit
Membership fees
High regular APR
Foreign fee
Requires security deposit
Compare The First Premier Bank Centennial® Secured Credit Card vs. Popular Alternatives
minimum deposit$200 | minimum deposit$200 | minimum deposit$300 |
one time fees$0 | one time fees$0 | one time fees$0 |
annual fee$50 | annual fee$0 | annual fee$0 |
monthly fee$0 | monthly fee$0 | monthly fee$0 |
Regular APR19.9% (V) | Regular APR26.74% Variable | Regular APR28.74% (V) |
rewards rate | rewards rate | rewards rate |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Offer last updated: Nov 5th, 2025 at 10:21 ET
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