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U.S. Bank FlexPerks® Select+ American Express® Card

us bank flexperks selectplus american express credit card

U.S. Bank FlexPerks® Select+ American Express® Card

3.6WalletHub Rating

WalletHub Rating

3.6

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Market Comparison

3.6

fees: 3.8

rewards: 3.4

cost: 3.9

Other Features: 0.0

TermsReviewsFAQContact

WalletHub Rating

3.6/5

U.S. Bank FlexPerks® Select+ American Express® Card has a rating of 3.6/5 according to our proprietary credit card rating system. This rating reflects how appealing U.S. Bank FlexPerks® Select+ American Express® Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Rewards'. To break it down further, U.S. Bank FlexPerks® Select+ American Express® Card earned a score of 3.8/5 for Fees, 3.4/5 for Rewards, and 3.9/5 for Cost.

WalletHub Rating Breakdown

Fees 3.8/5

Rewards 3.4/5

Cost 3.9/5

Other Features 0.0/5

KEY TERMS

Excellent Credit

Annual Fee

APR on Purchases

15.49% - 25.49% (V)

Balance Transfer

0% intro APR for 9 months, 15.49% - 25.49% (V) APR after that

Balance Transfer Fee 3% (min $5)

Rewards

Earn 10,000 bonus FlexPoints (worth $150 on travel) after you spend $1,000 in eligible Net Purchases on your Card within the first 4 months of account opening.

Earn 1 FlexPoint for every $1 spent in eligible Net Purchases.

Redeem FlexPoints for travel, merchandise, gift cards, cash back, live events and more.

Earn frequent flyer miles on the airline you fly for your FlexPerks award travel flight if you are a member of the airline's loyalty program.

U.S. Bank FlexPerks® Select+ American Express® Card's Additional Info

0% Intro APR on balances transferred within 60 days of account opening.

With CONNECT from American Express enjoy special travel savings, offers, entertainment access and more.

U.S. Bank FlexPerks® Select+ American Express® Card Pros & Cons

No membership fees

0% intro APR on balance transfers

10,000 points initial rewards bonus

No intro APR on purchases

Balance transfer fee

Foreign fee

Requires excellent credit

Compare The U.S. Bank FlexPerks® Select+ American Express® Card vs. Popular Alternatives


3.6WalletHub Rating WalletHub Rating 3.6 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Market Comparison 3.6 fees: 3.8 rewards: 3.4 cost: 3.9 Other Features: 0.0	4.1WalletHub Rating WalletHub Rating 4.1 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 4.0 User Reviews 3.8 Market Comparison 4.1 fees: 1.3 rewards: 4.8 cost: 4.9 Other Features: 0.0	4.3WalletHub Rating WalletHub Rating 4.3 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 4.8 User Reviews 3.6 Market Comparison 4.2 fees: 5.0 rewards: 3.9 cost: 4.5 Other Features: 0.0
(6)	(484)	(389)
annual fee$0	annual fee$325	annual fee$0
Purchase Intro APRNot Offered	Purchase Intro APRNot Offered	Purchase Intro APR0% for 12 months
transfer intro apr0% for 9 months\|Transfer Fee: 3% (min $5)	transfer intro aprNot Offered	transfer intro apr0% for 12 months\|Transfer Fee: 3% for the first 12 months, 4% at a promo APR that Capital One may offer you at any other time
Regular APR15.49% - 25.49% (V)	Regular APRSee Pay Over Time APR	Regular APR19.24% - 29.24% (V)
rewards rate 1 point / $1	rewards rate 1 - 4 points / $1	rewards rate 1 - 8% Cash Back
bonus offer10,000 points	bonus offer As High As 100,000 points. Find Out Your Offer.	bonus offer $300
Add to Compare	Add to Compare	Add to Compare
	Sponsored Apply Now Rates & FeesTerms Apply	Sponsored Apply Now Rates & Fees

Questions & Answers

Can't find what you are looking for? Submit your question about U.S. Bank FlexPerks® Select+ American Express® Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.

U.S. Bank FlexPerks® Select+ American Express® Card Reviews

Share your insights and review for the U.S. Bank FlexPerks® Select+ American Express® Card

3.5

What's Your Rating?

Constantina Hauser
June 26, 2015 • @radio4by4fan

I previously had a secure credit card from USBANK, that was back in the day when I was trying to build my credit. 3 years later I established a 700+ credit score, by paying on the time all the time and keeping low balances on card. I had 9 credit cards from different institutions, but they had high APR, so I applied for this card and got a 15% APR. I transferred my balances from 5 other card and started paying off the whole balance. Overall this is a great card and offers great perks for travel.

Comment

+ 5 WalletHub users submitted a rating without writing a full review

Review U.S. Bank FlexPerks® Select+ American Express® Card

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Offer last updated: Sep 24th, 2025 at 09:31 ET

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U.S. Bank FlexPerks® Select+ American Express® Card

U.S. Bank FlexPerks® Select+ American Express® Card

Credit Score

Annual Fee

APR on Purchases

Balance Transfer

Rewards

U.S. Bank FlexPerks® Select+ American Express® Card's Additional Info

U.S. Bank FlexPerks® Select+ American Express® Card Pros & Cons

Compare The U.S. Bank FlexPerks® Select+ American Express® Card vs. Popular Alternatives

Questions & Answers

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U.S. Bank FlexPerks® Select+ American Express® Card Reviews

What's Your Rating?

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