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We're sorry, but the U.S. Bank Perks+ Visa Signature® Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 866-268-2131
You can write a review about the U.S. Bank Perks+ Visa Signature® Card or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
Excellent Credit
$0
0% intro APR for 12 months, 12.24% - 22.24% (V) APR after that
0% intro APR for 12 months, 12.24% - 22.24% (V) APR after that
Balance Transfer Fee
Earn 2X points on Gas and Grocery net purchases (purchases minus credits and returns)
Earn 1 point for every net dollar spent on everything else
Redeem for rewards you want – Redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, 5,000 points for cash back, and 25,000 points for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates
Additional Benefits: Zero Fraud Liability, Fraud Protection, Automatic Bill Pay, FlexControl™, E-statements and Alerts.
Concierge Service is available 24/7.
| cash advance fee | 4% (min $10) |
| cash advance APR | 24.24% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-signature |
| max late fee | $37 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 24 days |
annual fee$0 | annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 12 months | Purchase Intro APRNot Offered | Purchase Intro APR0% for 15 months |
transfer intro apr0% for 12 months|Transfer Fee: 3% | transfer intro apr0% for 18 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer | transfer intro apr0% for 15 months|Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) |
Regular APR12.24% - 22.24% (V) | Regular APR18.24% - 28.24% (V) | Regular APR18.99% - 28.49% (V) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
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Offer last updated: Sep 24th, 2025 at 09:31 ET
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