The
Frontier Airlines Credit Card is a good credit card to consider if you often fly with Frontier Airlines or you’re just looking for a way to save on an upcoming flight or two. It’s worth paying the
$0 intro 1st yr, $99 after annual fee just to earn the card’s initial bonus. After that, spending $8,919+ per year can get you enough rewards to at least break even, without factoring in benefits like free checked bags.
What I Like About the Frontier Airlines Credit Card
Big initial bonus that’s easy to earn
The Frontier Mastercard’s new-customer promotion can get you
50,000 miles after spending $1,000 and paying the annual fee in full within the first 90 days. Those bonus miles are worth around
$490 in Frontier airfare, according to WalletHub’s research.
This is a great opportunity for people who don’t plan to charge a ton to their next card. Most credit cards offering this kind of upfront value require you to spend 2-8 times as much to qualify.
Bonus miles on airfare and dining
Cardholders earn 5 miles per $1 spent directly with Frontier Airlines, plus 3 miles per $1 spent at all kinds of restaurants, from bars and fast food to fine dining.
These reward rates are several times higher than average. The main downside, for some people, is having to give up booking flights through travel comparison sites.
Free checked bags and priority boarding
When you pay for a Frontier flight with this card, you can checked two bags for free. You also get Group 4 priority boarding. These perks can make flying much less expensive and somewhat less annoying.
$100 flight discount offer
Using this card regularly, or making some big purchases, pays off come account renewal time. If you charge at least $2,500 to the card during the year, you can get a $100 discount voucher for a Frontier flight after your account anniversary. This basically wipes out the annual fee for cardholders who qualify and can make use of the voucher.
Elite status
Simply making a single purchase in the first 90 days gets you temporary Elite Gold status, and you can keep it for a full year by meeting spending requirements. Gold status can get you extra points, waived fees, and other valuable perks.
What I Don’t Like About the Frontier Airlines Credit Card
$0 intro 1st yr, $99 after annual fee
The Frontier Card’s annual fee is by no means one of the highest on the market right now, and it can be worth paying. But at
$0 intro 1st yr, $99 after, it is a few times higher than average, according to
WalletHub’s research. You should definitely make sure to take that into account when you’re comparing credit card offers.
High interest rate
If you apply for this card, plan to pay your statement balance in full by the due date every month. If you don’t, expensive interest charges will tower over your ongoing earnings from rewards, and you may lose money overall.
The card does have a low-interest promotion for balance transfers, but it comes with a high balance transfer fee. Whether you’re interested in
financing big-ticket purchases or
reducing the cost of existing debt, you can do better.
Good credit needed to qualify
Your odds of getting approved for this card aren’t great unless your credit score is 700 or higher. You can
get your free credit score right here on WalletHub to gauge your chances, but some of you inevitably won’t make the cut. If that’s the case for you, you can find plenty of easier alternatives among our editors’ picks for the
best credit cards by credit level.
Note: This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own.
