WalletHubNo membership fees0% intro APR on purchases0% intro APR on balance transfersHigh rewards rateBalance transfer feeHigh regular APRForeign feeRequires good/excellent credit
Info about Harley-Davidson® Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
RewardsAPRReviewsQ&AContactExcellent Credit, Good Credit
$0
Get 10,000 points (redeemable for a $100 H-D™ Gift Card) on spending $500 in eligible net purchases within the first 60 days of account opening.
Earn 3 points for every $1 net purchase at Harley-Davidson® dealerships, h-d.com/store, the H-D Museum™, Factory Tours, at gas stations and EV charging stations.
Earn 2 points for every $1 net purchase at restaurants, bars and lodging merchants.
Earn 1 point for every $1 net purchase everywhere else.
Redeem 2,500 points for a $25 H-D™ Gift Card. Get MotorClothes® apparel, genuine parts and accessories, service and more.
When you refer friends to the H‑D Visa card earn $50 at H‑D for every friend who is approved and makes a purchase within the first 60 days. There's no limit to the number of friends you can refer. Terms Apply.
0% intro APR for 12 months, 19.99% - 29.99% (V) APR after that
0% intro APR for 12 months, 19.99% - 29.99% (V) APR after that
Balance Transfer Fee
by John Kiernan
May 22nd, 2023
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate
Balance transfer fee
High regular APR
Foreign fee
Requires good/excellent credit
| cash advance fee | 5% (min $10) |
| cash advance APR | 29.99% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-signature |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 24 days |
0% Introductory APR for 12 months for balances transferred within 30 days of account opening.
Benefits: Roadside Dispatch, Zero Fraud Liability, Travel and Emergency Assistance Services, Auto Rental Collision Damage Waiver and more.
Enjoy Visa Signature Perks. Certain limitations and restrictions may apply.
With every purchase you make on your card, you'll be entered for a chance to win a motorcycle. H.O.G.® members earn 2 entries per purchase. You’ll also have the chance to win a $500 H-D™ Gift Card at the end of the year.
Can't find what you are looking for? Submit your question about Harley-Davidson® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You cannot check your Harley-Davidson Credit Card application status. You can, however, be instantly approved for it if you apply online.
If you didn't, you should receive a decision in 7-10 business days. Sometimes the issuer needs more time to verify your application, and might even call you to request additional information.
The starting credit limit for the Harley-Davidson® Credit Card is determined on a case-by-case basis. There isn't even a minimum limit listed in the card's terms and conditions. For the most part, it all comes down to your credit history, income and debt. This means you won't know what your spending limit is until...
The Harley-Davidson Credit Card's minimum payment is $30 or 1% of your balance, whichever is greater. Added to this are the late fee, account fees, interest charges and any amount over your credit limit, if applicable.
However, given the fact that this card has a higher-than-average APR and it...
The Harley-Davidson Credit Card does a hard pull when you apply for it. You will need good or excellent credit to get approved.
Unfortunately, there is no way to check your application status, but you could receive an instant decision if you apply for it online. Otherwise, a decision should...
The APR for balance transfers ranges from 19.99% to 29.99% (V) depending on creditworthiness. The balance transfer fee is 3% or $5, whichever is greater.
You can transfer a balance on the Harley-Davidson Credit Card. It even has a 0% intro APR for 12 months on balance transfers, but you will be assessed a balance transfer fee of 3% (min $5).
You can easily redeem your HD credit card rewards via the HD Visa mobile app. Select My Rewards from the menu and follow the instructions.Another way to do it is from the web here: https://www.h-dvisa.com/credit/genuineRewards.do, click the My Rewards tab, then click Redeem Rewards to begin the redemption process.Last but...
Share your insights and review the Harley-Davidson® Credit Card
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Offer last updated: May 22nd, 2023 at 05:29 ET
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