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UpvotesIberia Credit Card Reviews: Is It Worth It? (2025)Reviews, rates, fees, and rewards details for The Iberia Credit Card. Compare to other cards and apply online in secondsJohn Kiernan
WalletHubHigh rewards rate75,000 points initial rewards bonusNo foreign feeMembership feesNo intro APR on purchasesNo intro APR on balance transfersRequires good/excellent credit
WalletHubHigh rewards rate75,000 points initial rewards bonusNo foreign feeMembership feesNo intro APR on purchasesNo intro APR on balance transfersRequires good/excellent creditIberia Credit Card
Iberia Credit Card
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KEY TERMS
Credit Score
Credit Score
Excellent Credit, Good Credit
Annual Fee
$95
APR on Purchases
19.49% - 27.99% (V)
Balance Transfer
APR: 19.49% - 27.99% (V)
Balance Transfer Fee
Rewards
Earn 75,000 bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening.
Earn 3 Avios for every $1 spent on purchases made directly with Iberia, Aer Lingus, British Airways and LEVEL, 2 Avios for every $1 spent on hotel accommodations booked directly through the hotel and 1 Avios for every $1 spent on all other purchases.
Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card.
Save 10% on Iberia flights purchased on iberia.com/Chase10.
Points don't expire as long as you make purchases on your credit card every 36 months.
Iberia Credit Card's Additional Info
If approved for an account, your credit access line will be at least $5,000.
Covered with built-in benefits like Baggage Delay Insurance, Lost Luggage Reimbursement, Purchase Protection and Extended Warranty Protection.
| cash advance fee | 5% (min $10) |
| cash advance APR | 28.74% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes, chip-and-PIN |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | 29.99% (V) |
| grace period | 21 days |
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Iberia Credit Card Pros & Cons
High rewards rate
75,000 points initial rewards bonus
No foreign fee
Membership fees
No intro APR on purchases
No intro APR on balance transfers
Requires good/excellent credit
Compare The Iberia Credit Card vs. Popular Alternatives
annual fee$95 | annual fee$795 | annual fee$895 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR19.49% - 27.99% (V) | Regular APR19.99% - 28.49% (V) | Regular APRSee Pay Over Time APR |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about Iberia Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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UpvotesHow do I apply for Iberia Credit Card?
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John Miller
The easiest way to apply for the Iberia Credit Card is online, and you can get to the online application by going directly to Chase's website. Alternatively, you can apply .
Keep in mind that the Iberia Credit Card requires good credit, which means you need a 700+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it's good to know what your...
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Offer last updated: Nov 24th, 2025 at 13:31 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
19.99% - 28.49% (V)
ANNUAL FEE
$795
REWARDS RATE
1 - 8 points / $1
BONUS OFFER
125,000 points
MINIMUM CREDIT