Does La-Z-Boy require you to make you to make a partial payment with another card before using their store card?
0
UpvotesReply
La-Z-Boy Furniture Galleries Credit Card Reviews: Is It Worth It? (2023)Reviews, rates, fees, and customer service info for The La-Z-Boy Furniture Galleries Credit Card. Compare to other cards and apply online in secondsJohn Kiernan
WalletHubNo membership fees0% intro APR on purchasesNo deferred interestQualify with fair creditNo rewardsHigh regular APR
WalletHubNo membership fees0% intro APR on purchasesNo deferred interestQualify with fair creditNo rewardsHigh regular APRLa-Z-Boy Furniture Galleries Credit Card Reviews
La-Z-Boy Furniture Galleries Credit Card Reviews
Info about the La-Z-Boy Furniture Galleries Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
APRReviewsFAQContactAPRWalletHub ReviewFAQUser Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 12 months, 29.99% APR after that
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
La-Z-Boy Furniture Galleries Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
No deferred interest
Qualify with fair credit
No rewards
High regular APR
La-Z-Boy Furniture Galleries Credit Card's Additional Info
| cash advance fee | N/A |
| cash advance APR | N/A |
| foreign transaction fee | N/A |
| smart chip | No |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 23 days |
Equal Monthly Payment Financing: 0% APR for 12 months. Minimum purchase may apply.
A dedicated credit line to use again and again at La-Z-Boy Furniture Galleries.
Convenient monthly payments.
Compare The La-Z-Boy Furniture Galleries Credit Card vs. Other Cards
Purchase Intro APR0% for 12 months
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR29.99%
Regular APR30.49% (V)
Regular APR31.24% Variable
Rewards Rate
Rewards Rate
Rewards Rate
Questions & Answers
Can't find what you are looking for? Submit your question about La-Z-Boy Furniture Galleries Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
Most Popular
- Most Popular
- Most Upvotes
Questions sort
What's the starting credit limit for the La-Z-Boy Credit Card?
0
UpvotesReply
Maria Adams
There is no disclosed starting credit limit for the La-Z-Boy Furniture Galleries Credit Card. For the most part, credit limits depend on each applicant's overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
If you're not satisfied with your starting limit, keep in mind that you can also ask to get a credit limit increase by calling customer service at (866) 419-4096. It's best not to ask more than once a year, though. The issuer...
What credit bureau does the La-Z-Boy Credit Card use for approval?
0
UpvotesReply
John Miller
The La-Z-Boy Furniture Galleries Credit Card mainly uses TransUnion for approval. Applying for this card will also trigger a hard inquiry on your report, so make sure to take that into account as well.
After approval, the La-Z-Boy Furniture Galleries Credit Card will report your activity to the three major credit bureaus: Experian, TransUnion and Equifax.
How can I activate my La-Z-Boy Credit Card?
0
UpvotesReply
John Miller
You can activate your La-Z-Boy Furniture Galleries Credit Card by calling the number on the activation sticker that's attached to the card.
It would probably be best not to wait more than a month to activate your card after you receive it, to avoid cancellation. Your new La-Z-Boy Furniture Galleries Credit Card will be available for purchases immediately after activation.
People Also Apply For
La-Z-Boy Furniture Galleries Credit Card Reviews
Share your insights and review for the La-Z-Boy Furniture Galleries Credit Card
4.0
11 reviews
What's Your Rating?
Review sort
Report Abuse
5 Star Rating
Verified CustomerThis loan is based on 0% interest for the term of the loan if paid in full at that time. My intention is to have the loan paid off at the end of the term and not before because this is relatively inexpensive money due to the fact that it is interest free.
Comment
Report Abuse
2 Star Rating
Verified CustomerI have a zero percent interest and pay more than the monthly amount due every month. I have received three very high interest charges. I guess my due date is the 10th but I thought my amount owed each month was more than covered. They are trying to make up in late fees what they are losing by the zero percent because it will be paid off be the zero percent lapses.
Comment
Report Abuse
5 Star Rating
Verified CustomerI applied for this car d so I could get some new furniture. It has 0% financing on certain dollar amounts and time ranges. I will continue to use this to furnish my home.
Comment
Report Abuse
1 Star Rating
Verified CustomerSynchrony bank is the worst bank ever. Why closing all my accounts with Synchrony credit cards. They said you can reoped a new account with us
Comment
Report Abuse
3 Star Rating
Verified CustomerGreat product. Happy with what I purchased. Synchrony Bank is the issuer. Lowered my limit and negatively impacted my overall rating. I'm well on the way to reducing this balance to next to nothing. As for returning to Lay-Z-Boy for additional purchases? Absolutely not.
Comment
Report Abuse
5 Star Rating
Verified CustomerGreat experience. No interest for 12 months. Easy app to monitor account from my phone. I was able to get a great new couch in a way that fit my budget
Comment
Report Abuse
5 Star Rating
Verified CustomerI've been a customer of LAZY BOY for a long time. I will remain a customer of Lazy Boy until they give me a reason to leave. For now A+
Comment
+ 4 users submitted a rating without writing a full review
Review La-Z-Boy Furniture Galleries Credit Card Reviews
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: La-Z-Boy Furniture Galleries Credit Card
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
People Also Apply For
Offer last updated: Sep 12th, 2023 at 10:30 ET
People Also Apply For
PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
30.49% (V)
ANNUAL FEE
$0
REWARDS RATE
None
BONUS OFFER
None
MINIMUM CREDIT