No, you cannot use your La-Z-Boy Credit Card anywhere you want. The La-Z-Boy Credit Card is a store card, which means it is not backed by any major credit card network and only works at affiliated locations.

Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The La-Z-Boy Credit Card offers an intro APR of 0% for 12 months on purchases. It also has an annual fee of $0.

You can learn more about the best store credit cards and the best co-branded credit cards (which you can use anywhere) here on WalletHub.

There is no disclosed starting credit limit for the La-Z-Boy Credit Card. For the most part, credit limits depend on each applicant's overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.

If you're not satisfied with your starting limit, keep in mind that you can also ask to get a credit limit increase by calling customer service at (866) 419-4096. It's best not to ask more than once a year, though. The issuer...

The La-Z-Boy Furniture Galleries Credit Card will likely use TransUnion to assess your creditworthiness when you apply, though it uses other bureaus on occasion. So, if any of your credit reports are frozen, you should unfreeze them before applying for the card. 

Key Things to Know

• When you apply, Synchrony bank will perform a hard inquiry on your credit report, which might temporarily reduce your credit score by up to 5 points.
• If you're approved for...

To activate your La-Z-Boy Credit Card, call the activation number that came with your new card. Once you verify the required information, your new La-Z-Boy Credit Card will be activated and immediately available for purchases. It's best to activate your card as soon as possible, though you're not required to do so immediately.

How to Activate Your La-Z-Boy Credit Card

1. Call the activation number that came with your card.
2. Verify your personal information with a representative or...